AFCG
Bearish signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Financial indicators Unavailable or mixed. Current ratio 1.73 · operating margin -44% — readings disagree
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
ACHAT TOTAL: 472 214 titres (~1 622 063,61 $ US)
- Insiders
- TANNENBAUM LEONARD M
- Total bought
-
$1,622,064
Avg buy (VWAP, 90d window) $3.43 vs last close —
- Total sold
-
—
Avg sell (VWAP, 90d window) —
- Last activity
- 2026-09-23
- Last synced
-
2026-09-25 21:09:17
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-23 | TANNENBAUM LEONARD M | Buy | 3,471 | $3.49 | $12,114 | Form 4 |
| 2026-09-22 | TANNENBAUM LEONARD M | Buy | 23,072 | $3.49 | $80,521 | Form 4 |
| 2026-09-18 | TANNENBAUM LEONARD M | Buy | 10,000 | $3.49 | $34,900 | Form 4 |
| 2026-09-17 | TANNENBAUM LEONARD M | Buy | 25,000 | $3.50 | $87,500 | Form 4 |
| 2026-09-16 | TANNENBAUM LEONARD M | Buy | 2,341 | $3.43 | $8,030 | Form 4 |
| 2026-09-15 | TANNENBAUM LEONARD M | Buy | 608 | $3.50 | $2,128 | Form 4 |
| 2026-09-14 | TANNENBAUM LEONARD M | Buy | 25,198 | $3.50 | $88,193 | Form 4 |
| 2026-09-11 | TANNENBAUM LEONARD M | Buy | 15,000 | $3.55 | $53,250 | Form 4 |
| 2026-09-10 | TANNENBAUM LEONARD M | Buy | 35,000 | $3.46 | $121,100 | Form 4 |
| 2026-09-02 | TANNENBAUM LEONARD M | Buy | 15,223 | $3.59 | $54,651 | Form 4 |
| 2026-08-31 | TANNENBAUM LEONARD M | Buy | 53,273 | $3.60 | $191,783 | Form 4 |
| 2026-08-28 | TANNENBAUM LEONARD M | Buy | 65,752 | $3.53 | $232,105 | Form 4 |
| 2026-08-27 | TANNENBAUM LEONARD M | Buy | 15,202 | $3.46 | $52,599 | Form 4 |
| 2026-08-26 | TANNENBAUM LEONARD M | Buy | 19,404 | $3.41 | $66,168 | Form 4 |
| 2026-08-25 | TANNENBAUM LEONARD M | Buy | 30,000 | $3.40 | $102,000 | Form 4 |
| 2026-08-24 | TANNENBAUM LEONARD M | Buy | 30,000 | $3.41 | $102,300 | Form 4 |
| 2026-08-21 | TANNENBAUM LEONARD M | Buy | 25,000 | $3.28 | $82,000 | Form 4 |
| 2026-08-20 | TANNENBAUM LEONARD M | Buy | 20,000 | $3.29 | $65,800 | Form 4 |
| 2026-08-19 | TANNENBAUM LEONARD M | Buy | 12,841 | $3.48 | $44,687 | Form 4 |
| 2026-08-14 | Tannenbaum Robyn | Buy | 1,000 | $3.15 | $3,150 | Form 4 |
| 2026-08-14 | Hetzel Brandon | Buy | 1,463 | $3.00 | $4,389 | Form 4 |
| 2026-08-14 | TANNENBAUM LEONARD M | Buy | 45,829 | $3.06 | $140,237 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bearish signalScored 2026-08-26
Despite a meaningful insider cluster buy signal (score 75, confidence 0.70) from a significant post-earnings purchase by Leonard M.
The first sentence of the analysis written for AFCG on 2026-08-26 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 90.7% | 80.0% | 100.0% | 84.4% | 93.0% | |
| Ebit Margin | -46.4% | 39.8% | 0.0% | 61.2% | 58.2% | |
| Ebitda Margin | -46.4% | 41.8% | 0.0% | 114.5% | 101.3% | |
| Operating Profit Margin | -43.6% | 26.7% | 59.7% | 61.2% | 55.2% | |
| Pretax Profit Margin | -68.0% | 27.6% | 43.2% | 51.7% | 55.2% | |
| Continuous Operations Profit Margin | -66.0% | 26.7% | 40.0% | 50.2% | 55.1% | |
| Net Profit Margin | -66.0% | 32.3% | 40.4% | 50.2% | 55.1% | |
| Bottom Line Profit Margin | -66.0% | 32.3% | 39.5% | 50.0% | 55.1% | |
| Current Ratio | 1.729 | 3.588 | 7.975 | 1.795 | 1.403 | |
| Quick Ratio | 1.729 | 3.588 | 7.975 | 1.795 | 1.403 | |
| Solvency Ratio | -0.207 | 0.089 | 0.143 | 0.411 | 0.195 | |
| Cash Ratio | 1.689 | 0.925 | 1.545 | 1.725 | 1.175 | |
| Price To Earnings Ratio | -3.000 | 10.679 | 8.069 | 5.950 | 12.172 | |
| Price To Earnings Growth Ratio | 0.014 | -0.454 | -0.185 | 0.144 | 0.041 | |
| Forward Price To Earnings Growth Ratio | 0.014 | -0.454 | -0.185 | 0.144 | 0.041 | |
| Price To Earnings Diluted Ratio | -3.000 | 10.412 | 8.069 | 5.983 | 12.172 | |
| Price To Earnings Diluted Growth Ratio | 0.014 | -0.483 | -0.186 | 0.147 | 0.041 | |
| Price To Book Ratio | 0.361 | 0.861 | 0.523 | 0.630 | 0.938 | |
| Price To Sales Ratio | 2.024 | 3.342 | 3.229 | 2.987 | 6.727 | |
| Price To Free Cash Flow Ratio | 5.643 | 8.045 | 7.878 | 6.823 | 26.857 | |
| Price To Operating Cash Flow Ratio | 5.643 | 8.045 | 7.878 | 6.823 | 26.857 | |
| Debt To Assets Ratio | 0.353 | 0.469 | 0.279 | 0.303 | 0.369 | |
| Debt To Equity Ratio | 0.554 | 0.937 | 0.406 | 0.463 | 0.628 | |
| Debt To Capital Ratio | 0.357 | 0.484 | 0.289 | 0.317 | 0.386 | |
| Long Term Debt To Capital Ratio | 0.303 | 0.306 | 0.216 | 0.223 | 0.261 | |
| Financial Leverage Ratio | 1.570 | 1.997 | 1.458 | 1.531 | 1.702 | |
| Working Capital Turnover Ratio | 0.204 | 0.149 | 0.219 | 1.400 | 0.590 | |
| Operating Cash Flow Ratio | 0.492 | 0.192 | 0.363 | 0.385 | 0.103 | |
| Operating Cash Flow Sales Ratio | 0.359 | 0.415 | 0.410 | 0.438 | 0.250 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 1.000 | 1.000 | 1.000 | 1.000 | |
| Debt Service Coverage Ratio | -0.501 | 0.200 | -0.034 | 1.211 | 0.507 | |
| Interest Coverage Ratio | -2.020 | 2.188 | 4.867 | 6.424 | 18.668 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.535 | 0.216 | 0.505 | 0.522 | 0.127 | |
| Operating Cash Flow Coverage Ratio | 0.115 | 0.114 | 0.163 | 0.199 | 0.056 | |
| Capital Expenditure Coverage Ratio | 0.000 | 4,311,535.000 | 0.000 | 0.000 | 0.000 | |
| Dividend Paid And Capex Coverage Ratio | 0.581 | 0.539 | 0.499 | 0.753 | 0.663 | |
| Dividend Payout Ratio | -0.936 | 2.383 | 2.030 | 1.158 | 0.685 | |
| Enterprise Value Multiple | -8.406 | 11.926 | 0.000 | 2.812 | 8.249 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 90.6% | ▲10.7% | ▲1.1% |
| Ebit Margin | -46.4% | ▼-86.2% | ▼-68.9% |
| Ebitda Margin | -46.4% | ▼-88.1% | ▼-88.6% |
| Operating Profit Margin | -43.6% | ▼-70.3% | ▼-75.4% |
| Pretax Profit Margin | -68.0% | ▼-95.5% | ▼-89.9% |
| Continuous Operations Profit Margin | -66.0% | ▼-92.7% | ▼-87.2% |
| Net Profit Margin | -66.0% | ▼-98.3% | ▼-88.4% |
| Bottom Line Profit Margin | -66.0% | ▼-98.3% | ▼-88.2% |
| Current Ratio | 1.729 | ▼-1.859 | ▼-1.569 |
| Quick Ratio | 1.729 | ▼-1.859 | ▼-1.569 |
| Solvency Ratio | -0.207 | ▼-0.295 | ▼-0.333 |
| Cash Ratio | 1.689 | ▲0.765 | ▲0.278 |
| Price To Earnings Ratio | -3.000 | ▼-13.680 | ▼-9.774 |
| Price To Earnings Growth Ratio | 0.013 | ▲0.467 | ▲0.102 |
| Forward Price To Earnings Growth Ratio | 0.013 | ▲0.467 | ▲0.102 |
| Price To Earnings Diluted Ratio | -3.000 | ▼-13.412 | ▼-9.727 |
| Price To Earnings Diluted Growth Ratio | 0.014 | ▲0.496 | ▲0.107 |
| Price To Book Ratio | 0.361 | ▼-0.500 | ▼-0.301 |
| Price To Sales Ratio | 2.024 | ▼-1.318 | ▼-1.637 |
| Price To Free Cash Flow Ratio | 5.643 | ▼-2.402 | ▼-5.406 |
| Price To Operating Cash Flow Ratio | 5.643 | ▼-2.402 | ▼-5.406 |
| Debt To Assets Ratio | 0.353 | ▼-0.116 | ▼-0.001 |
| Debt To Equity Ratio | 0.554 | ▼-0.382 | ▼-0.043 |
| Debt To Capital Ratio | 0.357 | ▼-0.127 | ▼-0.010 |
| Long Term Debt To Capital Ratio | 0.303 | ▼-0.003 | ▲0.041 |
| Financial Leverage Ratio | 1.570 | ▼-0.427 | ▼-0.082 |
| Working Capital Turnover Ratio | 0.204 | ▲0.056 | ▼-0.308 |
| Operating Cash Flow Ratio | 0.492 | ▲0.299 | ▲0.185 |
| Operating Cash Flow Sales Ratio | 0.359 | ▼-0.057 | ▼-0.016 |
| Free Cash Flow Operating Cash Flow Ratio | 1.000 | 0.000 | 0.000 |
| Debt Service Coverage Ratio | -0.501 | ▼-0.701 | ▼-0.778 |
| Interest Coverage Ratio | -2.020 | ▼-4.208 | ▼-8.046 |
| Short Term Operating Cash Flow Coverage Ratio | 0.535 | ▲0.319 | ▲0.154 |
| Operating Cash Flow Coverage Ratio | 0.115 | ▲0.001 | ▼-0.014 |
| Capital Expenditure Coverage Ratio | 0.000 | ▼-4311535.000 | ▼-862307.000 |
| Dividend Paid And Capex Coverage Ratio | 0.581 | ▲0.042 | ▼-0.026 |
| Dividend Payout Ratio | -0.936 | ▼-3.318 | ▼-2.000 |
| Enterprise Value Multiple | -8.406 | ▼-20.331 | ▼-11.322 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $63.4M | $173.4M | $167.2M | $213.7M | $256.2M | |
| Enterprise value | $122.1M | $258.4M | $206.9M | $230.5M | $318.4M | |
| EV / Sales | 3.90x | 4.98x | 3.99x | 3.22x | 8.36x | |
| EV / Op. cash flow | 10.87x | 11.99x | 9.74x | 7.36x | 33.38x | |
| EV / Free cash flow | 10.87x | 11.99x | 9.74x | 7.36x | 33.38x | |
| EV / EBITDA | -8.41x | 11.93x | 0.00x | 2.81x | 8.25x | |
| Net debt / EBITDA | -4.04x | 3.92x | 0.00x | 0.20x | 1.61x | |
| Current ratio | 1.73x | 3.59x | 7.97x | 1.79x | 1.40x | |
| Income quality | -0.54x | 1.55x | 1.02x | 0.87x | 0.45x | |
| Graham number | — | $13 | $19 | $26 | $22 | |
| Graham net-net | -$3 | $6 | $10 | -$2 | -$4 | |
| Tax burden | 97.1% | 117.3% | 93.6% | 97.2% | 99.8% | |
| Interest burden | 146.5% | 69.3% | 0.0% | 84.4% | 94.9% | |
| Working capital | $16.7M | $290.0M | $408.1M | $64.7M | $37.5M | |
| Invested capital | $16.7M | $290.0M | $408.1M | $64.7M | $37.5M | |
| Return on assets | -7.5% | 4.2% | 4.5% | 6.9% | 4.5% | |
| Operating ROA | -4.0% | 3.2% | 6.3% | 8.9% | 7.5% | |
| Return on tangible assets | -7.5% | 4.2% | 4.5% | 6.9% | 4.5% | |
| Return on equity | -11.8% | 8.3% | 6.5% | 10.6% | 7.7% | |
| Return on invested capital | -4.8% | 3.4% | 6.4% | 34.1% | 18.7% | |
| Return on capital employed | -5.4% | 4.8% | 7.6% | 10.0% | 5.7% | |
| Earnings yield | -32.6% | 9.7% | 12.5% | 16.8% | 8.2% | |
| Free cash flow yield | 17.7% | 12.4% | 12.7% | 14.7% | 3.7% | |
| Capex / Op. cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Depreciation | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Capex / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| SG&A / Sales | 15.0% | 10.7% | 40.3% | 8.4% | 13.0% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 21.8% | 2.7% | 1.9% | 1.9% | 4.6% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Days sales outstanding | 10d | 2076d | 2387d | 27d | 42d | |
| Days payables outstanding | 95d | 18d | 0d | 138d | 796d | |
| Operating cycle | 10d | 2076d | 2387d | 27d | 42d | |
| Cash conversion cycle | -85d | 2059d | 2387d | -112d | -753d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▼-63.4%EV / Sales ▼-21.7%EV / EBITDA ▼-170.5%EV / Op. cash flow ▼-1.119Earnings yield ▼-0.423
Profitability
Return on equity ▼-0.201Return on assets ▼-0.117Return on invested capital ▼-0.083Return on capital employed ▼-0.102Operating ROA ▼-0.072Income quality ▼-2.099Tax burden ▼-0.202
Efficiency
Days sales outstanding ▼-2065.996Days payables outstanding ▲+77.482Operating cycle ▼-2065.996Cash conversion cycle ▼-2143.478Capex / Sales -0.000R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-1.859Net debt / EBITDA ▼-7.964Working capital ▼-273337612.000Invested capital ▼-273337612.000Intangibles / Total assets n/a
Change over 5 years
Valuation
Market cap ▼-75.3%EV / Sales ▼-53.4%EV / EBITDA ▼-201.9%EV / Op. cash flow ▼-22.506Earnings yield ▼-0.408
Profitability
Return on equity ▼-0.195Return on assets ▼-0.120Return on invested capital ▼-0.235Return on capital employed ▼-0.111Operating ROA ▼-0.116Income quality ▼-0.998Tax burden ▼-0.027
Efficiency
Days sales outstanding ▼-31.814Days payables outstanding ▼-700.360Operating cycle ▼-31.814Cash conversion cycle ▲+668.546Capex / Sales n/aR&D / Sales -0.000
Balance-sheet strength
Current ratio ▲+0.325Net debt / EBITDA ▼-5.653Working capital ▼-20850466.000Invested capital ▼-20850466.000Intangibles / Total assets n/a
Employee count
No employee-count data synced.
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent news
- 2026-09-24 Leonard Tannenbaum Buys 10,000 Shares of AFC Gamma (NASDAQ:AFCG) Stock AFC Gamma Inc. (NASDAQ: AFCG - Get Free Report) Director Leonard Tannenbaum purchased 10,000 shares of the company''s stock in a transaction on Friday, September 18th. The shares were purchased at an average price of $3.49 per share, for a total transaction of $34,900.00. Following the purchase, the director owned 6,962,446 shares in the company, valued
- 2026-09-20 Leonard Tannenbaum Acquires 25,000 Shares of AFC Gamma (NASDAQ:AFCG) Stock AFC Gamma Inc. (NASDAQ: AFCG - Get Free Report) Director Leonard Tannenbaum acquired 25,000 shares of the firm''s stock in a transaction dated Thursday, September 17th. The stock was bought at an average price of $3.50 per share, with a total value of $87,500.00. Following the purchase, the director directly owned 6,952,446 shares in the company,
- 2026-09-15 AFC Announces Dividend for the Third Quarter 2026 WEST PALM BEACH, Fla., Sept. 15, 2026 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (Nasdaq: AFCG) (“AFC”) today announced its dividend for the quarter ending September 30, 2026.
- 2026-08-13 Advanced Flower Capital Inc. (AFCG) Q2 2026 Earnings Call Transcript Advanced Flower Capital Inc. (AFCG) Q2 2026 Earnings Call Transcript
- 2026-08-13 AFC Gamma Q2 Earnings Call Highlights AFC Gamma NASDAQ: AFCG reported second-quarter net investment income of $3.5 million, or $0.15 per weighted average common share, while emphasizing opportunities to deploy capital in the lower middle-market private credit sector as lenders retreat amid broader market stress.
- 2026-08-13 AFC Announces Financial Results for the Second Quarter 2026 Second quarter 2026 GAAP net investment income (“NII”) of $3.5 million, or $0.15 per weighted average share
- 2026-07-17 AFC Schedules Earnings Release and Conference Call for the Second Quarter Ended June 30, 2026 WEST PALM BEACH, Fla., July 17, 2026 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (Nasdaq: AFCG) (“AFC”) today announced that it will release its financial results for the second quarter ended June 30, 2026, on Thursday, August 13, 2026, before market open. Management will review AFC''s financial results at 10:00 am ET via webcast available on the Investor Relations section of AFC''s website found here AFC -- Investor Relations. Participants are also invited to access the conference call by registering in advance at this link. A replay will be available one hour after the event.
- 2026-07-15 AFC Commits $7 Million to a Senior Credit Facility WEST PALM BEACH, Fla., July 15, 2026 (GLOBE NEWSWIRE) -- Advanced Flower Capital Inc. (“AFC”) today announced that it has committed $7.0 million to a $25.0 million senior secured credit facility consisting of a term loan and a delayed draw term loan.