AJG
Neutral signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Pulls against a bullish reading. Selling cluster — sale value, no purchase value
- Congress Unavailable or mixed. 9 purchase disclosures year to date, a thin reading
- Financial indicators Supports a bullish reading. Current ratio 1.06 · operating margin 18%
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Pulls against a bullish reading. Interesting trend — weekly bias down
VENTE TOTALE: 3500 titres (~899588 USD)
- Insiders
- Mead Christopher E
- Total bought
-
—
Avg buy (VWAP, 90d window) —
- Total sold
-
$899,588
Avg sell (VWAP, 90d window) $265.37 vs last close $231.10 (-12.9%)
- Last activity
- 2026-08-19
- Liquidity
- Liquid $330,880,915/day · 20d vol
- Last synced
-
2026-09-25 21:10:04
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-15 | CARY RICHARD C | Sell | 1,000 | $252.86 | $252,858 | Form 4 |
| 2026-09-02 | Hudson Scott R | Sell | 12,000 | $264.13 | $3,169,596 | Form 4 |
| 2026-08-24 | Bay Walter D. | Sell | 12,000 | $270.08 | $3,240,972 | Form 4 |
| 2026-08-19 | Mead Christopher E | Sell | 3,500 | $257.02 | $899,587 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Neutral signalScored 2026-09-20
AJG presents a moderate opportunity driven by solid revenue growth (24.4%) and positive post-earnings analyst revisions, but the event catalyst is partially offset by weakening fundamentals — notably declining interest…
The first sentence of the analysis written for AJG on 2026-09-20 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 54.8% | 42.2% | 42.1% | 42.1% | 36.2% | |
| Ebit Margin | 18.2% | 19.5% | 14.7% | 18.5% | 14.6% | |
| Ebitda Margin | 26.3% | 26.8% | 21.6% | 25.5% | 21.5% | |
| Operating Profit Margin | 18.3% | 19.8% | 18.5% | 19.5% | 16.3% | |
| Pretax Profit Margin | 13.4% | 16.2% | 11.8% | 15.5% | 11.9% | |
| Continuous Operations Profit Margin | 10.8% | 12.7% | 9.6% | 13.1% | 11.6% | |
| Net Profit Margin | 10.7% | 12.7% | 9.6% | 13.0% | 11.0% | |
| Bottom Line Profit Margin | 10.7% | 12.7% | 9.6% | 13.0% | 11.0% | |
| Current Ratio | 1.056 | 1.508 | 1.034 | 1.044 | 1.056 | |
| Quick Ratio | 1.056 | 1.508 | 1.034 | 1.044 | 1.056 | |
| Solvency Ratio | 0.055 | 0.052 | 0.041 | 0.059 | 0.059 | |
| Cash Ratio | 0.043 | 0.512 | 0.031 | 0.035 | 0.024 | |
| Price To Earnings Ratio | 44.389 | 42.813 | 49.863 | 35.574 | 37.957 | |
| Price To Earnings Growth Ratio | -3.679 | 0.911 | -3.345 | 1.916 | 9.047 | |
| Forward Price To Earnings Growth Ratio | -3.679 | 0.911 | -3.345 | 1.916 | 9.047 | |
| Price To Earnings Diluted Ratio | 45.007 | 43.469 | 50.878 | 36.328 | 38.826 | |
| Price To Earnings Diluted Growth Ratio | -3.768 | 0.911 | -3.429 | 1.936 | 9.592 | |
| Price To Book Ratio | 2.889 | 3.106 | 4.485 | 4.336 | 4.042 | |
| Price To Sales Ratio | 4.833 | 5.417 | 4.798 | 4.637 | 4.189 | |
| Price To Free Cash Flow Ratio | 37.745 | 25.641 | 26.292 | 32.842 | 21.829 | |
| Price To Operating Cash Flow Ratio | 34.909 | 24.232 | 23.786 | 28.525 | 20.182 | |
| Debt To Assets Ratio | 0.198 | 0.210 | 0.161 | 0.167 | 0.198 | |
| Debt To Equity Ratio | 0.600 | 0.669 | 0.772 | 0.702 | 0.775 | |
| Debt To Capital Ratio | 0.375 | 0.401 | 0.436 | 0.412 | 0.437 | |
| Long Term Debt To Capital Ratio | 0.351 | 0.387 | 0.394 | 0.378 | 0.406 | |
| Financial Leverage Ratio | 3.030 | 3.188 | 4.790 | 4.195 | 3.919 | |
| Working Capital Turnover Ratio | 1.671 | 1.453 | 10.082 | 9.087 | 8.531 | |
| Operating Cash Flow Ratio | 0.059 | 0.088 | 0.065 | 0.065 | 0.102 | |
| Operating Cash Flow Sales Ratio | 0.138 | 0.224 | 0.202 | 0.163 | 0.208 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.925 | 0.945 | 0.905 | 0.869 | 0.925 | |
| Debt Service Coverage Ratio | 2.188 | 3.340 | 1.560 | 2.439 | 2.498 | |
| Interest Coverage Ratio | 3.990 | 5.985 | 6.266 | 6.489 | 5.913 | |
| Short Term Operating Cash Flow Coverage Ratio | 2.229 | 6.075 | 2.119 | 2.519 | 3.600 | |
| Operating Cash Flow Coverage Ratio | 0.138 | 0.192 | 0.244 | 0.217 | 0.258 | |
| Capital Expenditure Coverage Ratio | 13.310 | 18.202 | 10.494 | 7.608 | 13.251 | |
| Dividend Paid And Capex Coverage Ratio | 2.377 | 3.871 | 3.045 | 2.270 | 3.273 | |
| Dividend Payout Ratio | 0.446 | 0.359 | 0.488 | 0.385 | 0.432 | |
| Enterprise Value Multiple | 21.845 | 19.716 | 25.558 | 20.759 | 22.960 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 54.8% | ▲12.5% | ▲11.3% |
| Ebit Margin | 18.2% | ▼-1.3% | ▲1.1% |
| Ebitda Margin | 26.3% | ▼-0.5% | ▲1.9% |
| Operating Profit Margin | 18.3% | ▼-1.5% | ▼-0.2% |
| Pretax Profit Margin | 13.4% | ▼-2.8% | ▼-0.3% |
| Continuous Operations Profit Margin | 10.8% | ▼-1.9% | ▼-0.8% |
| Net Profit Margin | 10.7% | ▼-1.9% | ▼-0.7% |
| Bottom Line Profit Margin | 10.7% | ▼-1.9% | ▼-0.7% |
| Current Ratio | 1.056 | ▼-0.451 | ▼-0.083 |
| Quick Ratio | 1.056 | ▼-0.451 | ▼-0.083 |
| Solvency Ratio | 0.055 | ▲0.003 | ▲0.002 |
| Cash Ratio | 0.043 | ▼-0.469 | ▼-0.086 |
| Price To Earnings Ratio | 44.389 | ▲1.576 | ▲2.270 |
| Price To Earnings Growth Ratio | -3.679 | ▼-4.590 | ▼-4.649 |
| Forward Price To Earnings Growth Ratio | -3.679 | ▼-4.590 | ▼-4.649 |
| Price To Earnings Diluted Ratio | 45.007 | ▲1.538 | ▲2.106 |
| Price To Earnings Diluted Growth Ratio | -3.768 | ▼-4.678 | ▼-4.816 |
| Price To Book Ratio | 2.889 | ▼-0.217 | ▼-0.883 |
| Price To Sales Ratio | 4.833 | ▼-0.584 | ▲0.058 |
| Price To Free Cash Flow Ratio | 37.745 | ▲12.104 | ▲8.875 |
| Price To Operating Cash Flow Ratio | 34.909 | ▲10.677 | ▲8.582 |
| Debt To Assets Ratio | 0.198 | ▼-0.012 | ▲0.011 |
| Debt To Equity Ratio | 0.600 | ▼-0.069 | ▼-0.103 |
| Debt To Capital Ratio | 0.375 | ▼-0.026 | ▼-0.037 |
| Long Term Debt To Capital Ratio | 0.351 | ▼-0.036 | ▼-0.032 |
| Financial Leverage Ratio | 3.030 | ▼-0.158 | ▼-0.794 |
| Working Capital Turnover Ratio | 1.671 | ▲0.218 | ▼-4.494 |
| Operating Cash Flow Ratio | 0.059 | ▼-0.029 | ▼-0.017 |
| Operating Cash Flow Sales Ratio | 0.138 | ▼-0.085 | ▼-0.048 |
| Free Cash Flow Operating Cash Flow Ratio | 0.925 | ▼-0.020 | ▲0.011 |
| Debt Service Coverage Ratio | 2.188 | ▼-1.152 | ▼-0.217 |
| Interest Coverage Ratio | 3.990 | ▼-1.995 | ▼-1.738 |
| Short Term Operating Cash Flow Coverage Ratio | 2.229 | ▼-3.846 | ▼-1.079 |
| Operating Cash Flow Coverage Ratio | 0.138 | ▼-0.054 | ▼-0.072 |
| Capital Expenditure Coverage Ratio | 13.310 | ▼-4.892 | ▲0.737 |
| Dividend Paid And Capex Coverage Ratio | 2.377 | ▼-1.494 | ▼-0.590 |
| Dividend Payout Ratio | 0.447 | ▲0.087 | ▲0.024 |
| Enterprise Value Multiple | 21.845 | ▲2.129 | ▼-0.323 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $67.37B | $62.59B | $48.33B | $39.65B | $34.39B | |
| Enterprise value | $79.98B | $61.09B | $55.67B | $45.33B | $40.58B | |
| EV / Sales | 5.74x | 5.29x | 5.53x | 5.30x | 4.94x | |
| EV / Op. cash flow | 41.44x | 23.65x | 27.40x | 32.61x | 23.82x | |
| EV / Free cash flow | 44.81x | 25.02x | 30.29x | 37.54x | 25.76x | |
| EV / EBITDA | 21.84x | 19.72x | 25.56x | 20.76x | 22.96x | |
| Net debt / EBITDA | 3.44x | -0.48x | 3.37x | 2.60x | 3.50x | |
| Current ratio | 1.06x | 1.51x | 1.03x | 1.04x | 1.06x | |
| Income quality | 1.29x | 1.77x | 2.10x | 1.25x | 1.78x | |
| Graham number | $108 | $117 | $71 | $72 | $65 | |
| Graham net-net | -$161 | -$119 | -$172 | -$125 | -$74 | |
| Tax burden | 79.8% | 78.0% | 81.8% | 84.0% | 93.0% | |
| Interest burden | 73.7% | 83.1% | 80.0% | 83.8% | 81.2% | |
| Working capital | $1.84B | $14.85B | $1.05B | $946.6M | $935.4M | |
| Invested capital | $36.50B | $32.68B | $18.29B | $14.73B | $14.41B | |
| Return on assets | 2.1% | 2.3% | 1.9% | 2.9% | 2.7% | |
| Operating ROA | 3.8% | 3.9% | 4.1% | 4.6% | 4.8% | |
| Return on tangible assets | 4.0% | 3.1% | 2.7% | 4.4% | 4.4% | |
| Return on equity | 6.4% | 7.3% | 9.0% | 12.2% | 10.7% | |
| Return on invested capital | 5.2% | 5.1% | 7.0% | 8.0% | 7.7% | |
| Return on capital employed | 6.7% | 6.5% | 9.0% | 9.8% | 8.0% | |
| Earnings yield | 2.2% | 2.3% | 2.0% | 2.8% | 2.6% | |
| Free cash flow yield | 2.6% | 3.9% | 3.8% | 3.0% | 4.6% | |
| Capex / Op. cash flow | 7.5% | 5.5% | 9.5% | 13.1% | 7.5% | |
| Capex / Depreciation | 13.7% | 16.8% | 27.8% | 30.5% | 22.7% | |
| Capex / Sales | 1.0% | 1.2% | 1.9% | 2.1% | 1.6% | |
| SG&A / Sales | 50.2% | 56.4% | 56.4% | 56.1% | 47.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 1.4% | 1.0% | 0.3% | 0.3% | 0.2% | |
| Intangibles / Total assets | 47.1% | 26.1% | 31.2% | 33.5% | 37.8% | |
| Days sales outstanding | 135d | 123d | 137d | 124d | 551d | |
| Days payables outstanding | 0d | 0d | 0d | 1378d | 966d | |
| Operating cycle | 135d | 123d | 137d | 124d | 551d | |
| Cash conversion cycle | 135d | 123d | 137d | -1254d | -415d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+7.6%EV / Sales ▲+8.5%EV / EBITDA ▲+10.8%EV / Op. cash flow ▲+17.789Earnings yield ▼-0.001Graham number ▼-9.256
Profitability
Return on equity ▼-0.009Return on assets ▼-0.002Return on invested capital ▲+0.002Return on capital employed ▲+0.002Operating ROA ▼-0.002Income quality ▼-0.474Tax burden ▲+0.018
Efficiency
Days sales outstanding ▲+12.418Days payables outstanding n/aOperating cycle ▲+12.418Cash conversion cycle ▲+12.418Capex / Sales ▼-0.002R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.451Net debt / EBITDA ▲+3.927Working capital ▼-13015500000.000Invested capital ▲+3820100000.000Intangibles / Total assets ▲+0.209
Change over 5 years
Valuation
Market cap ▲+95.9%EV / Sales ▲+16.0%EV / EBITDA ▼-4.9%EV / Op. cash flow ▲+17.625Earnings yield ▼-0.004Graham number ▲+42.541
Profitability
Return on equity ▼-0.043Return on assets ▼-0.006Return on invested capital ▼-0.024Return on capital employed ▼-0.014Operating ROA ▼-0.010Income quality ▼-0.493Tax burden ▼-0.132
Efficiency
Days sales outstanding ▼-415.525Days payables outstanding ▼-965.597Operating cycle ▼-415.525Cash conversion cycle ▲+550.072Capex / Sales ▼-0.005R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.001Net debt / EBITDA ▼-0.060Working capital ▲+901600000.000Invested capital ▲+22086000000.000Intangibles / Total assets ▲+0.092
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2026-06-10 | Michael McCaul | Buy | $1,001 - $15,000 | Filing |
| 2026-06-03 | Michael McCaul | Buy | $1,001 - $15,000 | Filing |
| 2026-06-02 | Ro Khanna | Buy | $1,001 - $15,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-06-10 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-06-03 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-06-02 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2026-04-07 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-04-06 | Michael McCaul | Purchase | $1,001 - $15,000 |
| 2026-03-25 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2026-03-12 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2026-03-08 | Kelly Louise Morrison | Sale (Full) | $1,001 - $15,000 |
| 2026-03-08 | Kelly Louise Morrison | Sale (Full) | $15,001 - $50,000 |
| 2026-03-04 | Michael McCaul | Purchase | $15,001 - $50,000 |
| 2026-02-10 | Gilbert Cisneros | Sale | $1,001 - $15,000 |
| 2026-01-13 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2025-12-19 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2025-12-18 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-11-13 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-09-23 | Valerie Hoyle | Sale (Full) | $1,001 - $15,000 |
| 2025-09-05 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2025-08-14 | Julie Johnson | Sale | $1,001 - $15,000 |
| 2025-08-04 | Lisa McClain | Sale | $1,001 - $15,000 |
| 2025-08-04 | Lisa McClain | Sale (Full) | $1,001 - $15,000 |
| 2025-07-29 | Julia Letlow | Sale (Full) | $1,001 - $15,000 |
| 2025-04-08 | Michael McCaul | Sale | $100,001 - $250,000 |
| 2025-01-08 | Michael McCaul | Purchase | $100,001 - $250,000 |
| 2024-12-11 | Lisa McClain | Purchase | $1,001 - $15,000 |
| 2024-12-11 | Lisa McClain | Purchase | $1,001 - $15,000 |
| 2024-10-29 | Valerie Hoyle | Purchase | $1,001 - $15,000 |
| 2024-10-23 | Julia Letlow | Purchase | $1,001 - $15,000 |
| 2024-01-10 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2024-01-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-26 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-10-16 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2023-10-10 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2023-06-29 | Ro Khanna | Sale | $15,001 - $50,000 |
| 2023-05-23 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2023-04-20 | Susie Lee | Sale (Full) | $15,001 - $50,000 |
| 2022-09-21 | David B. McKinley | Purchase | $1,001 - $15,000 |
| 2022-05-23 | Ro Khanna | Purchase | $15,001 - $50,000 |
| 2022-05-10 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-03-16 | John Rutherford | Sale | $1,001 - $15,000 |
| 2022-02-17 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-02-14 | Ro Khanna | Sale | $1,001 - $15,000 |
| 2022-01-21 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2022-01-20 | Ro Khanna | Purchase | $1,001 - $15,000 |
| 2021-06-21 | Susie Lee | Purchase | $1,001 - $15,000 |
| 2020-02-20 | Mikie Sherrill | Sale (Full) | $1,001 - $15,000 |
| 2019-11-13 | Susie Lee | Purchase | $1,001 - $15,000 |
| 2019-11-12 | Susie Lee | Purchase | $1,001 - $15,000 |
Recent news
- 2026-08-21 16% And Climbing, Why Fundamentals Matter: Arthur J. Gallagher Arthur J. Gallagher remains a Buy, driven by robust organic growth and disciplined M&A, validating my long-term investment thesis. Q2 2026 revenue grew 24.4% to $3.96B, with adjusted EPS up 23.5% to $2.84, both fueled by acquisitions and 6% organic growth. AJG trades at a 20% discount to my $313 fair value estimate, offering a 34% potential upside through 2027 if growth projections hold.
- 2026-08-13 4 Stocks to Watch From the Thriving Insurance Brokerage Industry Zacks Insurance Brokerage players like WTW, AJG, AON and BRO are likely to benefit from increased demand for insurance products, strategic acquisitions and the adoption of technology.
- 2026-08-12 Rising Healthcare Costs Push Employers Toward Greater Benefits Oversight Gallagher''s 2026 US Benefits Benchmarks report highlights how employers are using stronger governance, analytics and vendor oversight to manage rising healthcare costs ROLLING MEADOWS, Ill., Aug. 12, 2026 /PRNewswire/ -- According to Gallagher''s 2026 Workforce Trends Report – Benefits Benchmarks, US employers are taking a more disciplined approach to benefits management as rising healthcare costs, mounting regulatory complexity and pressure to maximize benefit investments intensify.
- 2026-08-05 Arthur J. Gallagher & Co. Acquires Apollo Insurance Solutions Ltd. ROLLING MEADOWS, Ill., Aug. 5, 2026 /PRNewswire/ -- Arthur J.
- 2026-07-31 AJG Q2 Earnings Meet Estimates, Revenues Miss on Higher Expenses Arthur J. Gallagher matches Q2 earnings estimates as strong organic growth and acquisitions offset higher expenses and lower interest income.
- 2026-07-31 Arthur J. Gallagher Analysts Boost Their Forecasts After Q2 Earnings Arthur J. Gallagher & Co. (NYSE:AJG) reported upbeat earnings for the second quarter on Thursday.
- 2026-07-31 Arthur J. Gallagher & Co. (AJG) Q2 2026 Earnings Call Transcript Arthur J. Gallagher & Co. (AJG) Q2 2026 Earnings Call Transcript
- 2026-07-31 Arthur J. Gallagher & Co (AJG) (Q2 2026) Earnings Call Highlights: Record Revenue Growth and Strategic Expansion Drive Strong Performance Total Revenue Growth (Brokerage and Risk Management): 24% increase in the second quarter.Organic Growth: 6% for the combined segments.Brokerage Segment Revenue:
- 2026-07-30 Compared to Estimates, Arthur J. Gallagher (AJG) Q2 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Arthur J. Gallagher (AJG) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-30 Arthur J. Gallagher (AJG) Q2 Earnings Meet Estimates Arthur J. Gallagher (AJG) came out with quarterly earnings of $2.84 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $2.33 per share a year ago.