BLNE
Bearish signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Financial indicators Pulls against a bullish reading. Current ratio 1.19 · operating margin -247%
- Narrative Pulls against a bullish reading. Stored narrative reading is in the bearish band
- Timing Unavailable or mixed. No stored price series
ACHAT TOTAL: 512 390 titres (~513 079,31 $ US)
- Insiders
- Liuzza Nicholas Reyland JR
- Total bought
-
$513,079
Avg buy (VWAP, 90d window) $1.00 vs last close —
- Total sold
-
—
Avg sell (VWAP, 90d window) —
- Last activity
- 2026-09-11
- Last synced
-
2026-09-17 09:54:31
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-09-11 | Liuzza Nicholas Reyland JR | Buy | 33,190 | $1.04 | $34,650 | Form 4 |
| 2026-09-10 | Liuzza Nicholas Reyland JR | Buy | 93,200 | $1.01 | $94,225 | Form 4 |
| 2026-09-09 | Liuzza Nicholas Reyland JR | Buy | 22,500 | $1.04 | $23,443 | Form 4 |
| 2026-09-01 | Liuzza Nicholas Reyland JR | Buy | 96,000 | $1.03 | $98,880 | Form 4 |
| 2026-08-31 | Liuzza Nicholas Reyland JR | Buy | 245,000 | $0.98 | $239,316 | Form 4 |
| 2026-08-27 | Liuzza Nicholas Reyland JR | Buy | 5,000 | $1.06 | $5,300 | Form 4 |
| 2026-08-26 | Liuzza Nicholas Reyland JR | Buy | 15,000 | $0.98 | $14,715 | Form 4 |
| 2026-08-25 | Liuzza Nicholas Reyland JR | Buy | 2,500 | $1.02 | $2,550 | Form 4 |
| 2026-08-12 | Liuzza Nicholas Reyland JR | Buy | 0 | $0.00 | $0 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bearish signalScored 2026-08-31
BLNE presents a compelling event-driven catalyst (M&A LOI, insider buying, +57% revenue growth) with a strong catalyst score of 80, but the underlying financial health is critically weak with scores of 25 and 15 for…
The first sentence of the analysis written for BLNE on 2026-08-31 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 18.0% | 43.2% | -5.2% | 17.6% | 23.5% | |
| Ebit Margin | -262.5% | -102.3% | -97.4% | -101.2% | -38.7% | |
| Ebitda Margin | -219.9% | -79.8% | -93.5% | -90.3% | -28.7% | |
| Operating Profit Margin | -247.4% | -230.8% | -54.4% | -47.9% | -55.7% | |
| Pretax Profit Margin | -291.7% | -159.4% | -126.4% | -117.2% | -48.8% | |
| Continuous Operations Profit Margin | -291.7% | -159.4% | -126.4% | -117.2% | -48.8% | |
| Net Profit Margin | -284.7% | -289.6% | -199.0% | -117.2% | -17.7% | |
| Bottom Line Profit Margin | -392.1% | -118.7% | -202.9% | -118.2% | -36.4% | |
| Current Ratio | 1.187 | 0.622 | 1.079 | 0.509 | 1.485 | |
| Quick Ratio | 1.187 | 0.529 | 0.315 | 0.167 | 0.800 | |
| Solvency Ratio | -1.132 | -0.596 | -0.444 | -0.641 | -0.048 | |
| Cash Ratio | 0.188 | 0.024 | 0.096 | 0.056 | 0.345 | |
| Price To Earnings Ratio | -0.800 | -0.356 | -0.187 | -0.214 | -5.272 | |
| Price To Earnings Growth Ratio | 0.009 | 0.006 | 0.003 | -0.001 | 0.089 | |
| Forward Price To Earnings Growth Ratio | 0.009 | 0.006 | 0.003 | -0.001 | 0.089 | |
| Price To Earnings Diluted Ratio | -0.800 | -0.356 | -0.187 | -0.214 | -5.272 | |
| Price To Earnings Diluted Growth Ratio | 0.009 | 0.006 | 0.003 | -0.001 | 0.089 | |
| Price To Book Ratio | 0.454 | 0.050 | 1.650 | -2.317 | 1.698 | |
| Price To Sales Ratio | 3.131 | 0.606 | 0.372 | 0.253 | 1.835 | |
| Price To Free Cash Flow Ratio | -1.122 | -0.719 | -0.693 | -1.041 | -3.661 | |
| Price To Operating Cash Flow Ratio | -1.135 | -0.734 | -0.767 | -4.005 | -3.824 | |
| Debt To Assets Ratio | 0.214 | 0.213 | 0.795 | 0.885 | 0.562 | |
| Debt To Equity Ratio | 0.280 | 0.296 | 16.281 | -12.541 | 1.406 | |
| Debt To Capital Ratio | 0.219 | 0.229 | 0.942 | 1.087 | 0.584 | |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.926 | 1.240 | 0.379 | |
| Financial Leverage Ratio | 1.310 | 1.390 | 20.492 | -14.166 | 2.505 | |
| Working Capital Turnover Ratio | -5.072 | -1.354 | -1.250 | -15.564 | -1.935 | |
| Operating Cash Flow Ratio | -1.313 | -0.200 | -0.437 | -0.067 | -0.626 | |
| Operating Cash Flow Sales Ratio | -2.760 | -0.825 | -0.485 | -0.063 | -0.480 | |
| Free Cash Flow Operating Cash Flow Ratio | 1.011 | 1.022 | 1.106 | 3.847 | 1.045 | |
| Debt Service Coverage Ratio | -1.016 | -0.215 | -2.100 | -1.222 | -0.412 | |
| Interest Coverage Ratio | -8.478 | -4.038 | -1.859 | -3.000 | -5.502 | |
| Short Term Operating Cash Flow Coverage Ratio | -1.474 | -0.262 | -3.176 | -0.109 | -0.804 | |
| Operating Cash Flow Coverage Ratio | -1.429 | -0.228 | -0.132 | -0.046 | -0.316 | |
| Capital Expenditure Coverage Ratio | -87.171 | -45.479 | -9.464 | -0.351 | -22.445 | |
| Dividend Paid And Capex Coverage Ratio | -87.171 | -45.479 | -9.464 | -0.351 | -22.445 | |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Enterprise Value Multiple | -2.123 | -5.173 | -4.206 | -1.740 | -10.754 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 18.0% | ▼-25.2% | ▼-1.4% |
| Ebit Margin | -262.5% | ▼-160.3% | ▼-142.1% |
| Ebitda Margin | -219.9% | ▼-140.0% | ▼-117.4% |
| Operating Profit Margin | -247.4% | ▼-16.6% | ▼-120.1% |
| Pretax Profit Margin | -291.7% | ▼-132.3% | ▼-143.0% |
| Continuous Operations Profit Margin | -291.7% | ▼-132.3% | ▼-143.0% |
| Net Profit Margin | -284.7% | ▲4.9% | ▼-103.0% |
| Bottom Line Profit Margin | -392.1% | ▼-273.4% | ▼-218.4% |
| Current Ratio | 1.187 | ▲0.565 | ▲0.210 |
| Quick Ratio | 1.187 | ▲0.657 | ▲0.587 |
| Solvency Ratio | -1.132 | ▼-0.536 | ▼-0.560 |
| Cash Ratio | 0.188 | ▲0.163 | ▲0.046 |
| Price To Earnings Ratio | -0.800 | ▼-0.444 | ▲0.566 |
| Price To Earnings Growth Ratio | 0.009 | ▲0.003 | ▼-0.013 |
| Forward Price To Earnings Growth Ratio | 0.009 | ▲0.003 | ▼-0.013 |
| Price To Earnings Diluted Ratio | -0.800 | ▼-0.444 | ▲0.566 |
| Price To Earnings Diluted Growth Ratio | 0.009 | ▲0.003 | ▼-0.013 |
| Price To Book Ratio | 0.454 | ▲0.404 | ▲0.147 |
| Price To Sales Ratio | 3.131 | ▲2.525 | ▲1.892 |
| Price To Free Cash Flow Ratio | -1.122 | ▼-0.403 | ▲0.326 |
| Price To Operating Cash Flow Ratio | -1.135 | ▼-0.400 | ▲0.958 |
| Debt To Assets Ratio | 0.214 | ▲0.001 | ▼-0.320 |
| Debt To Equity Ratio | 0.280 | ▼-0.016 | ▼-0.865 |
| Debt To Capital Ratio | 0.219 | ▼-0.010 | ▼-0.393 |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | ▼-0.509 |
| Financial Leverage Ratio | 1.310 | ▼-0.080 | ▼-0.996 |
| Working Capital Turnover Ratio | -5.072 | ▼-3.718 | ▼-0.037 |
| Operating Cash Flow Ratio | -1.313 | ▼-1.113 | ▼-0.784 |
| Operating Cash Flow Sales Ratio | -2.760 | ▼-1.935 | ▼-1.837 |
| Free Cash Flow Operating Cash Flow Ratio | 1.012 | ▼-0.011 | ▼-0.595 |
| Debt Service Coverage Ratio | -1.016 | ▼-0.801 | ▼-0.023 |
| Interest Coverage Ratio | -8.478 | ▼-4.440 | ▼-3.902 |
| Short Term Operating Cash Flow Coverage Ratio | -1.474 | ▼-1.212 | ▼-0.309 |
| Operating Cash Flow Coverage Ratio | -1.429 | ▼-1.202 | ▼-0.999 |
| Capital Expenditure Coverage Ratio | -87.171 | ▼-41.692 | ▼-54.189 |
| Dividend Paid And Capex Coverage Ratio | -87.171 | ▼-41.692 | ▼-54.189 |
| Dividend Payout Ratio | 0.000 | 0.000 | 0.000 |
| Enterprise Value Multiple | -2.123 | ▲3.050 | ▲2.676 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $24.3M | $2.4M | $1.4M | $3.5M | $22.7M | |
| Enterprise value | $36.3M | $16.2M | $14.9M | $21.8M | $38.3M | |
| EV / Sales | 4.67x | 4.13x | 3.93x | 1.57x | 3.09x | |
| EV / Op. cash flow | -1.69x | -5.00x | -8.11x | -24.86x | -6.44x | |
| EV / Free cash flow | -1.67x | -4.90x | -7.34x | -6.46x | -6.17x | |
| EV / EBITDA | -2.12x | -5.17x | -4.21x | -1.74x | -10.75x | |
| Net debt / EBITDA | -0.70x | -4.41x | -3.81x | -1.46x | -4.37x | |
| Current ratio | 1.19x | 0.62x | 1.08x | 0.51x | 1.49x | |
| Income quality | 0.92x | 0.52x | 0.24x | 0.05x | 2.71x | |
| Graham net-net | -$0 | -$45 | -$130 | -$253 | -$197 | |
| Tax burden | 97.6% | 181.7% | 157.4% | 100.0% | 36.3% | |
| Interest burden | 111.1% | 155.9% | 129.7% | 115.8% | 126.1% | |
| Working capital | $3.0M | -$6.1M | $332K | -$6.4M | $4.6M | |
| Invested capital | $53.3M | $49.4M | $12.7M | $8.2M | $23.6M | |
| Return on assets | -31.5% | -17.0% | -43.1% | -75.7% | -6.5% | |
| Operating ROA | -28.1% | -21.5% | -10.6% | -24.2% | -21.1% | |
| Return on tangible assets | -69.0% | -77.8% | -60.4% | -104.2% | -11.0% | |
| Return on equity | -41.3% | -23.7% | -883.4% | 1073.0% | -16.4% | |
| Return on invested capital | -28.0% | -14.3% | -14.0% | -38.0% | -21.4% | |
| Return on capital employed | -35.7% | -17.9% | -15.5% | -78.5% | -28.7% | |
| Earnings yield | -90.9% | -477.9% | -535.4% | -463.1% | -9.7% | |
| Free cash flow yield | -89.2% | -139.2% | -144.2% | -96.1% | -27.3% | |
| Capex / Op. cash flow | -1.1% | -2.2% | -10.6% | -284.7% | -4.5% | |
| Capex / Depreciation | 7.4% | 8.1% | 14.3% | 164.3% | 21.4% | |
| Capex / Sales | 3.2% | 1.8% | 5.1% | 18.0% | 2.1% | |
| SG&A / Sales | 139.0% | 154.0% | 47.7% | 65.1% | 75.8% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 37.5% | 0.0% | 0.0% | 0.0% | 0.2% | |
| Intangibles / Total assets | 54.3% | 78.1% | 28.6% | 27.3% | 40.6% | |
| Days sales outstanding | 728d | 658d | 54d | 22d | 43d | |
| Days payables outstanding | 37d | 297d | 190d | 55d | 49d | |
| Operating cycle | 728d | 904d | 348d | 164d | 293d | |
| Cash conversion cycle | 691d | 606d | 158d | 109d | 244d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+925.9%EV / Sales ▲+13.0%EV / EBITDA ▲+59.0%EV / Op. cash flow ▲+3.313Earnings yield ▲+3.870
Profitability
Return on equity ▼-0.176Return on assets ▼-0.145Return on invested capital ▼-0.137Return on capital employed ▼-0.177Operating ROA ▼-0.066Income quality ▲+0.400Tax burden ▼-0.841
Efficiency
Days sales outstanding ▲+69.290Days payables outstanding ▼-260.375Operating cycle ▼-175.960Cash conversion cycle ▲+84.416Capex / Sales ▲+0.014R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.565Net debt / EBITDA ▲+3.715Working capital ▲+9158000.000Invested capital ▲+3867000.000Intangibles / Total assets ▼-0.238
Change over 5 years
Valuation
Market cap ▲+7.0%EV / Sales ▲+51.0%EV / EBITDA ▲+80.3%EV / Op. cash flow ▲+4.750Earnings yield ▼-0.813
Profitability
Return on equity ▼-0.249Return on assets ▼-0.250Return on invested capital ▼-0.066Return on capital employed ▼-0.070Operating ROA ▼-0.070Income quality ▼-1.791Tax burden ▲+0.613
Efficiency
Days sales outstanding ▲+685.161Days payables outstanding ▼-11.738Operating cycle ▲+434.618Cash conversion cycle ▲+446.356Capex / Sales ▲+0.010R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.298Net debt / EBITDA ▲+3.670Working capital ▼-1560000.000Invested capital ▲+29692000.000Intangibles / Total assets ▲+0.137
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent news
- 2026-08-13 Beeline Q2 2026 Revenue Increases 57% Year-Over-Year; Net Loss Narrows 24% vs. Q1 2026 Record July margins, improving financial metrics and proposed TYTL combination position Beeline for continued growth and operating leverage despite macro headwinds Management to host a conference call on August 13 at 5:00 p.m. ET to review results and discuss outlook PROVIDENCE, R.I.
- 2026-08-12 Beeline CEO Invests Additional $500,000 in Company, Reinforcing Confidence in Growth Strategy and Execution CEO investment automatically converts into Beeline common stock on an above market basis CEO investment automatically converts into Beeline common stock on an above market basis
- 2026-08-04 Beeline Expands into Blockchain-Based Home Equity with Signing of LOI to Acquire TYTL Corp, Targeting an Estimated $1 Trillion Market Proposed all-stock transaction to create a blockchain-recorded finance platform offering alternatives to HELOCs and cash-out refinances for homeowners looking to tap equity with no additional debt PROVIDENCE, R.I., Aug. 04, 2026 (GLOBE NEWSWIRE) -- via IBN – Beeline Holdings, Inc. (NASDAQ: BLNE) ("Beeline" or the "Company"), a technology-driven mortgage platform, announces the Company has signed a non-binding Letter of Intent (“LOI”) to acquire TYTL Corp, a financial technology Delaware C Corp (“TYTL”) focused on residential home equity transactions and institutional investors.
- 2026-08-04 Beeline (NASDAQ:BLNE) Trading Up 14.1% – Here’s What Happened Beeline Holdings, Inc. (NASDAQ: BLNE - Get Free Report)''s share price was up 14.1% on Monday. The company traded as high as $1.03 and last traded at $1.00. Approximately 445,238 shares traded hands during trading, an increase of 74% from the average session volume of 256,383 shares. The stock had previously closed at $0.8764. Wall
- 2026-08-03 Beeline Signs LOI to Acquire TYTL, Expanding into Blockchain-Based Residential Equity The proposed all-stock transaction offers Beeline a no-lien, debt-free alternative to HELOCs and cash-out refinances targeting an estimated $1 trillion addressable market PROVIDENCE, R. I. , Aug. 03, 2026 (GLOBE NEWSWIRE) -- via IBN - Beeline Holdings, Inc. (NASDAQ: BLNE) ("Beeline" or the "Company"), a technology-driven mortgage platform, today announced it has entered into a non-binding Letter of Intent ("LOI") to acquire TYTL Corp, a Delaware C Corp ("TYTL"), in an all-stock business combination.
- 2026-08-03 Beeline Signs LOI to Acquire TYTL, Expanding into Blockchain-Based Residential Equity The proposed all-stock transaction offers Beeline a no-lien, debt-free alternative to HELOCs and cash-out refinances targeting an estimated $1 trillion addressable market
- 2026-07-14 Beeline to Host Stakeholder Update Call on Q2 2026 Financial Results PROVIDENCE, R.I., July 14, 2026 (GLOBE NEWSWIRE) -- via IBN – Beeline Holdings, Inc. (NASDAQ: BLNE), the fast-growing digital mortgage platform redefining the path to homeownership, today announced it will host a stakeholder update call on the results of the second quarter of 2026 on Thursday, Aug. 13, 2026, at 5 p.m. ET.
- 2026-07-01 Beeline Holdings Completes Acquisition of MagicBlocks, Accelerating AI Integration Across Mortgage and Title Operations Acquisition brings core AI infrastructure fully in-house, strengthening Beeline''s ability to automate and scale across its product suite Acquisition brings core AI infrastructure fully in-house, strengthening Beeline''s ability to automate and scale across its product suite