RRBI
Neutral signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. No purchase disclosures in the stored window
- Financial indicators Unavailable or mixed. Current ratio 0.08 · operating margin 31% — readings disagree
- Narrative Unavailable or mixed. Stored narrative reading is in the neutral band
- Timing Unavailable or mixed. No stored price series
ACHAT TOTAL: 940 titres (~93 896,60 $ US)
- Insiders
- Price Teddy Ray
- Total bought
-
$93,897
Avg buy (VWAP, 90d window) $99.89 vs last close —
- Total sold
-
—
Avg sell (VWAP, 90d window) —
- Last activity
- 2026-08-10
- Last synced
-
2026-08-16 09:56:14
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-10 | Price Teddy Ray | Buy | 940 | $99.89 | $93,897 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Neutral signalScored 2026-08-13
Despite solid profitability (25% net margins, strong ROIC/ROE) and a moderate insider buy catalyst post-earnings beat, RRBI's critically low current ratio (0.077) and interest coverage barely above 1.0 represent severe…
The first sentence of the analysis written for RRBI on 2026-08-13 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 72.5% | 68.7% | 76.3% | 91.6% | 92.5% | |
| Ebit Margin | 31.3% | 27.0% | 31.0% | 40.0% | 39.7% | |
| Ebitda Margin | 33.4% | 29.1% | 32.9% | 42.3% | 42.3% | |
| Operating Profit Margin | 31.3% | 27.0% | 31.0% | 40.0% | 39.7% | |
| Pretax Profit Margin | 31.3% | 27.0% | 31.0% | 40.0% | 39.7% | |
| Continuous Operations Profit Margin | 25.2% | 21.8% | 25.1% | 32.8% | 32.7% | |
| Net Profit Margin | 25.2% | 21.8% | 25.1% | 32.8% | 32.7% | |
| Bottom Line Profit Margin | 25.2% | 21.8% | 25.1% | 32.8% | 32.7% | |
| Current Ratio | 0.077 | 0.106 | 0.315 | 0.321 | 0.496 | |
| Quick Ratio | 0.077 | 0.106 | 0.315 | 0.321 | 0.496 | |
| Solvency Ratio | 0.016 | 0.013 | 0.013 | 0.014 | 0.012 | |
| Cash Ratio | 0.072 | 0.096 | 0.109 | 0.099 | 0.269 | |
| Price To Earnings Ratio | 11.161 | 10.883 | 11.522 | 9.934 | 11.810 | |
| Price To Earnings Growth Ratio | 0.384 | 5.889 | -2.193 | 0.738 | 0.657 | |
| Forward Price To Earnings Growth Ratio | 0.384 | 5.889 | -2.193 | 0.738 | 0.657 | |
| Price To Earnings Diluted Ratio | 11.196 | 10.905 | 11.545 | 9.953 | 11.863 | |
| Price To Earnings Diluted Growth Ratio | 0.388 | 5.889 | -2.194 | 0.724 | 0.668 | |
| Price To Book Ratio | 1.306 | 1.165 | 1.323 | 1.380 | 1.307 | |
| Price To Sales Ratio | 2.808 | 2.375 | 2.898 | 3.260 | 3.864 | |
| Price To Free Cash Flow Ratio | 11.299 | 11.146 | 11.421 | 9.798 | 6.621 | |
| Price To Operating Cash Flow Ratio | 10.648 | 9.726 | 10.021 | 7.994 | 6.256 | |
| Debt To Assets Ratio | 0.000 | 0.001 | 0.001 | 0.001 | 0.001 | |
| Debt To Equity Ratio | 0.004 | 0.009 | 0.012 | 0.016 | 0.013 | |
| Debt To Capital Ratio | 0.004 | 0.009 | 0.012 | 0.016 | 0.013 | |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Financial Leverage Ratio | 9.177 | 9.851 | 10.297 | 11.600 | 10.816 | |
| Working Capital Turnover Ratio | -0.065 | -0.071 | -0.072 | -0.066 | -0.070 | |
| Operating Cash Flow Ratio | 0.015 | 0.014 | 0.014 | 0.016 | 0.021 | |
| Operating Cash Flow Sales Ratio | 0.264 | 0.244 | 0.289 | 0.408 | 0.618 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.942 | 0.873 | 0.877 | 0.816 | 0.945 | |
| Debt Service Coverage Ratio | 1.045 | 0.781 | 1.171 | 5.109 | 6.321 | |
| Interest Coverage Ratio | 1.198 | 0.884 | 1.337 | 5.815 | 7.132 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 | 0.000 | 0.000 | |
| Operating Cash Flow Coverage Ratio | 29.009 | 13.367 | 10.648 | 10.772 | 16.206 | |
| Capital Expenditure Coverage Ratio | 17.367 | 7.848 | 8.159 | 5.432 | 18.169 | |
| Dividend Paid And Capex Coverage Ratio | 7.264 | 5.201 | 5.567 | 4.387 | 11.404 | |
| Dividend Payout Ratio | 0.084 | 0.073 | 0.066 | 0.054 | 0.062 | |
| Enterprise Value Multiple | 4.678 | 2.330 | 2.196 | 1.944 | -9.187 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 72.5% | ▲3.9% | ▼-7.8% |
| Ebit Margin | 31.3% | ▲4.2% | ▼-2.5% |
| Ebitda Margin | 33.4% | ▲4.3% | ▼-2.6% |
| Operating Profit Margin | 31.3% | ▲4.2% | ▼-2.5% |
| Pretax Profit Margin | 31.3% | ▲4.2% | ▼-2.5% |
| Continuous Operations Profit Margin | 25.2% | ▲3.3% | ▼-2.4% |
| Net Profit Margin | 25.2% | ▲3.3% | ▼-2.4% |
| Bottom Line Profit Margin | 25.2% | ▲3.3% | ▼-2.4% |
| Current Ratio | 0.077 | ▼-0.028 | ▼-0.186 |
| Quick Ratio | 0.077 | ▼-0.028 | ▼-0.186 |
| Solvency Ratio | 0.015 | ▲0.002 | ▲0.002 |
| Cash Ratio | 0.072 | ▼-0.024 | ▼-0.057 |
| Price To Earnings Ratio | 11.161 | ▲0.278 | ▲0.099 |
| Price To Earnings Growth Ratio | 0.384 | ▼-5.505 | ▼-0.711 |
| Forward Price To Earnings Growth Ratio | 0.384 | ▼-5.505 | ▼-0.711 |
| Price To Earnings Diluted Ratio | 11.196 | ▲0.291 | ▲0.103 |
| Price To Earnings Diluted Growth Ratio | 0.388 | ▼-5.501 | ▼-0.707 |
| Price To Book Ratio | 1.306 | ▲0.142 | ▲0.010 |
| Price To Sales Ratio | 2.808 | ▲0.433 | ▼-0.233 |
| Price To Free Cash Flow Ratio | 11.299 | ▲0.153 | ▲1.242 |
| Price To Operating Cash Flow Ratio | 10.648 | ▲0.922 | ▲1.719 |
| Debt To Assets Ratio | 0.001 | ▼-0.000 | ▼-0.001 |
| Debt To Equity Ratio | 0.004 | ▼-0.005 | ▼-0.007 |
| Debt To Capital Ratio | 0.004 | ▼-0.005 | ▼-0.007 |
| Long Term Debt To Capital Ratio | 0.000 | 0.000 | 0.000 |
| Financial Leverage Ratio | 9.177 | ▼-0.674 | ▼-1.171 |
| Working Capital Turnover Ratio | -0.065 | ▲0.006 | ▲0.004 |
| Operating Cash Flow Ratio | 0.015 | ▲0.002 | ▼-0.001 |
| Operating Cash Flow Sales Ratio | 0.264 | ▲0.019 | ▼-0.101 |
| Free Cash Flow Operating Cash Flow Ratio | 0.942 | ▲0.070 | ▲0.052 |
| Debt Service Coverage Ratio | 1.045 | ▲0.263 | ▼-1.841 |
| Interest Coverage Ratio | 1.198 | ▲0.314 | ▼-2.075 |
| Short Term Operating Cash Flow Coverage Ratio | 0.000 | 0.000 | 0.000 |
| Operating Cash Flow Coverage Ratio | 29.009 | ▲15.642 | ▲13.009 |
| Capital Expenditure Coverage Ratio | 17.367 | ▲9.519 | ▲5.972 |
| Dividend Paid And Capex Coverage Ratio | 7.264 | ▲2.063 | ▲0.499 |
| Dividend Payout Ratio | 0.084 | ▲0.011 | ▲0.016 |
| Enterprise Value Multiple | 4.678 | ▲2.348 | ▲4.286 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $476.9M | $372.4M | $402.0M | $366.7M | $389.5M | |
| Enterprise value | $265.1M | $106.2M | $100.3M | $92.5M | -$391.5M | |
| EV / Sales | 1.56x | 0.68x | 0.72x | 0.82x | -3.88x | |
| EV / Op. cash flow | 5.92x | 2.77x | 2.50x | 2.02x | -6.29x | |
| EV / Free cash flow | 6.28x | 3.18x | 2.85x | 2.47x | -6.65x | |
| EV / EBITDA | 4.68x | 2.33x | 2.20x | 1.94x | -9.19x | |
| Net debt / EBITDA | -3.74x | -5.84x | -6.60x | -5.76x | -18.33x | |
| Current ratio | 0.08x | 0.11x | 0.32x | 0.32x | 0.50x | |
| Income quality | 1.05x | 1.12x | 1.15x | 1.24x | 1.89x | |
| Graham number | $89 | $72 | $68 | $65 | $65 | |
| Graham net-net | -$413 | -$368 | -$271 | -$267 | -$203 | |
| Tax burden | 80.5% | 80.8% | 81.2% | 82.1% | 82.3% | |
| Interest burden | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | -$2.74B | -$2.52B | -$1.92B | -$1.91B | -$1.47B | |
| Invested capital | -$2.68B | -$2.45B | -$1.86B | -$1.85B | -$1.42B | |
| Return on assets | 1.3% | 1.1% | 1.1% | 1.2% | 1.0% | |
| Operating ROA | 1.6% | 1.4% | 1.4% | 1.4% | 1.4% | |
| Return on tangible assets | 1.3% | 1.1% | 1.1% | 1.2% | 1.0% | |
| Return on equity | 11.7% | 10.7% | 11.5% | 13.9% | 11.1% | |
| Return on invested capital | 11.2% | 10.2% | 10.9% | 13.7% | 10.9% | |
| Return on capital employed | 13.9% | 12.6% | 13.5% | 16.7% | 13.3% | |
| Earnings yield | 9.0% | 9.2% | 8.7% | 10.1% | 8.5% | |
| Free cash flow yield | 8.9% | 9.0% | 8.8% | 10.2% | 15.1% | |
| Capex / Op. cash flow | 5.8% | 12.7% | 12.3% | 18.4% | 5.5% | |
| Capex / Depreciation | 72.7% | 151.5% | 179.0% | 323.6% | 134.3% | |
| Capex / Sales | 1.5% | 3.1% | 3.5% | 7.5% | 3.4% | |
| SG&A / Sales | 28.8% | 25.5% | 27.8% | 31.7% | 33.1% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | |
| Intangibles / Total assets | 0.0% | 0.0% | 0.0% | 0.1% | 0.0% | |
| Days sales outstanding | 24d | 23d | 26d | 29d | 23d | |
| Days payables outstanding | 48d | 56d | 89d | 60d | 64d | |
| Operating cycle | 24d | 23d | 26d | 29d | 23d | |
| Cash conversion cycle | -24d | -33d | -63d | -31d | -41d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+28.1%EV / Sales ▲+130.3%EV / EBITDA ▲+100.8%EV / Op. cash flow ▲+3.143Earnings yield ▼-0.002Graham number ▲+16.828
Profitability
Return on equity ▲+0.010Return on assets ▲+0.002Return on invested capital ▲+0.011Return on capital employed ▲+0.014Operating ROA ▲+0.003Income quality ▼-0.071Tax burden ▼-0.003
Efficiency
Days sales outstanding ▲+0.527Days payables outstanding ▼-8.361Operating cycle ▲+0.527Cash conversion cycle ▲+8.887Capex / Sales ▼-0.016R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.028Net debt / EBITDA ▲+2.098Working capital ▼-224760000.000Invested capital ▼-226177000.000Intangibles / Total assets -0.000
Change over 5 years
Valuation
Market cap ▲+22.4%EV / Sales ▲+140.2%EV / EBITDA ▲+150.9%EV / Op. cash flow ▲+12.206Earnings yield ▲+0.005Graham number ▲+24.200
Profitability
Return on equity ▲+0.007Return on assets ▲+0.003Return on invested capital ▲+0.003Return on capital employed ▲+0.007Operating ROA ▲+0.003Income quality ▼-0.842Tax burden ▼-0.018
Efficiency
Days sales outstanding ▲+1.310Days payables outstanding ▼-15.641Operating cycle ▲+1.310Cash conversion cycle ▲+16.951Capex / Sales ▼-0.019R&D / Sales n/a
Balance-sheet strength
Current ratio ▼-0.419Net debt / EBITDA ▲+14.591Working capital ▼-1268150000.000Invested capital ▼-1259192000.000Intangibles / Total assets -0.000
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
No STOCK Act disclosures for this company in this window.
Recent news
- 2026-07-30 Red River Bancshares (RRBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates While the top- and bottom-line numbers for Red River Bancshares (RRBI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
- 2026-07-30 Red River Bancshares (RRBI) Q2 Earnings Beat Estimates Red River Bancshares (RRBI) came out with quarterly earnings of $1.78 per share, beating the Zacks Consensus Estimate of $1.77 per share. This compares to earnings of $1.51 per share a year ago.
- 2026-07-30 Red River Bancshares, Inc. Reports Second Quarter 2026 Financial Results ALEXANDRIA, La., July 30, 2026 (GLOBE NEWSWIRE) -- Red River Bancshares, Inc. (the “Company”) (Nasdaq: RRBI), the holding company for Red River Bank (the “Bank”), announced today its unaudited financial results for the second quarter of 2026.
- 2026-07-28 Red River Bancshares (NASDAQ:RRBI) Sets New 1-Year High – Still a Buy? Red River Bancshares, Inc. (NASDAQ: RRBI - Get Free Report)''s share price hit a new 52-week high on Tuesday. The stock traded as high as $101.56 and last traded at $99.72, with a volume of 99070 shares traded. The stock had previously closed at $99.49. Analyst Upgrades and Downgrades Several equities research analysts have issued
- 2026-05-28 Red River Bancshares, Inc. Recognizes Kirk D. Cooper for his Service and Announces Appointment of A. ALEXANDRIA, La., May 28, 2026 (GLOBE NEWSWIRE) -- Red River Bancshares, Inc. (Nasdaq: RRBI) (the “Company”) announced today the retirement of long-serving board member Kirk D. Cooper from the boards of the Company and Red River Bank (the “Bank”), effective May 7, 2026, and the appointment of A. Peyton Bush, IV and R. Chance DeWitt, M.D. to the board of directors of the Company and the Bank, effective May 28, 2026.
- 2026-05-28 Red River Bancshares, Inc. Announces Quarterly Cash Dividend ALEXANDRIA, La., May 28, 2026 (GLOBE NEWSWIRE) -- Red River Bancshares, Inc. (Nasdaq: RRBI) (the “Company”) announced today that on May 28, 2026, its board of directors declared a quarterly cash dividend in an amount equal to $0.25 per share of common stock. The cash dividend is payable on June 18, 2026, to shareholders of record as of the close of business on June 8, 2026.