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C

Bearish signal

Factor checklist — research, not advice

A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.

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Insiders
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Total bought
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Avg buy (VWAP, 90d window) —

Total sold
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Avg sell (VWAP, 90d window) —

Last activity
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Last synced
2026-08-25 17:08:49 Synced via automated research pipeline

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Insider holdings as a share of total assets aren't available for this company.

Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.

Recent Form 4

Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.

No Form 4 filings for this company in this window.

Price (1 year)

Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.

Market snapshot

Signal

Bearish signalScored 2026-08-23

Despite a moderately interesting congressional trade signal around Citi's Kard acquisition and digital-asset custody launch, the underlying financial health is critically weak, with a current ratio of 0.48, negative…

The first sentence of the analysis written for C on 2026-08-23 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.

Financial ratios

MetricTrend2025-12-312024-12-312023-12-312022-12-312021-12-31
Gross Profit Margin44.6%41.7%43.7%69.2%94.9%
Ebit Margin11.8%10.0%8.3%18.8%34.4%
Ebitda Margin13.7%12.5%11.2%23.0%39.4%
Operating Profit Margin11.8%10.0%8.3%18.8%34.4%
Pretax Profit Margin11.8%10.0%8.3%18.8%34.4%
Continuous Operations Profit Margin8.6%7.5%6.0%15.1%27.6%
Net Profit Margin8.5%7.4%5.9%14.8%27.5%
Bottom Line Profit Margin7.8%6.8%5.1%13.7%26.0%
Current Ratio0.4820.3070.3040.3420.339
Quick Ratio0.4820.3070.3040.3420.339
Solvency Ratio0.0070.0080.0060.0090.012
Cash Ratio0.2280.1550.1420.1840.149
Price To Earnings Ratio16.14011.67312.6396.4255.915
Price To Earnings Growth Ratio0.8110.242-0.300-0.2070.051
Forward Price To Earnings Growth Ratio0.8110.242-0.300-0.2070.051
Price To Earnings Diluted Ratio16.69411.83012.7336.4615.956
Price To Earnings Diluted Growth Ratio0.9550.250-0.301-0.2090.052
Price To Book Ratio1.0010.6420.4830.4380.608
Price To Sales Ratio1.2620.7840.6390.8791.537
Price To Free Cash Flow Ratio-2.865-5.114-1.2414.5302.857
Price To Operating Cash Flow Ratio-3.141-6.805-1.3523.5122.607
Debt To Assets Ratio0.2690.2510.2500.2160.207
Debt To Equity Ratio3.3722.8312.9312.5902.345
Debt To Capital Ratio0.7710.7390.7460.7210.701
Long Term Debt To Capital Ratio0.5980.5790.5820.5740.557
Financial Leverage Ratio12.51711.28011.73912.01211.345
Working Capital Turnover Ratio-0.166-0.135-0.124-0.084-0.072
Operating Cash Flow Ratio-0.044-0.011-0.0400.0140.027
Operating Cash Flow Sales Ratio-0.402-0.115-0.4720.2500.590
Free Cash Flow Operating Cash Flow Ratio1.0961.3301.0900.7750.913
Debt Service Coverage Ratio0.0370.0440.0350.0710.114
Interest Coverage Ratio0.2390.1900.1650.7313.442
Short Term Operating Cash Flow Coverage Ratio-0.169-0.065-0.2330.1000.215
Operating Cash Flow Coverage Ratio-0.094-0.033-0.1220.0480.099
Capital Expenditure Coverage Ratio-10.373-3.026-11.1524.45111.432
Dividend Paid And Capex Coverage Ratio-5.687-1.681-6.2242.3575.054
Dividend Payout Ratio0.3770.4100.5650.3370.237
Enterprise Value Multiple25.05120.97125.21711.58110.638

Sparkline shows each ratio oldest → newest (left → right).

How the latest year compares

For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower

MetricCurrentvs 1Y agovs 5Y avg
Gross Profit Margin 44.5% ▲2.9% ▼-14.2%
Ebit Margin 11.8% ▲1.8% ▼-4.9%
Ebitda Margin 13.7% ▲1.2% ▼-6.2%
Operating Profit Margin 11.8% ▲1.8% ▼-4.9%
Pretax Profit Margin 11.8% ▲1.8% ▼-4.9%
Continuous Operations Profit Margin 8.6% ▲1.1% ▼-4.4%
Net Profit Margin 8.5% ▲1.1% ▼-4.3%
Bottom Line Profit Margin 7.8% ▲1.0% ▼-4.1%
Current Ratio 0.482 ▲0.175 ▲0.127
Quick Ratio 0.482 ▲0.175 ▲0.127
Solvency Ratio 0.007 ▼-0.001 ▼-0.001
Cash Ratio 0.228 ▲0.074 ▲0.057
Price To Earnings Ratio 16.140 ▲4.466 ▲5.581
Price To Earnings Growth Ratio 0.811 ▲0.569 ▲0.691
Forward Price To Earnings Growth Ratio 0.811 ▲0.569 ▲0.691
Price To Earnings Diluted Ratio 16.694 ▲4.864 ▲5.959
Price To Earnings Diluted Growth Ratio 0.955 ▲0.705 ▲0.806
Price To Book Ratio 1.001 ▲0.359 ▲0.366
Price To Sales Ratio 1.262 ▲0.478 ▲0.242
Price To Free Cash Flow Ratio -2.865 ▲2.250 ▼-2.498
Price To Operating Cash Flow Ratio -3.141 ▲3.664 ▼-2.105
Debt To Assets Ratio 0.269 ▲0.018 ▲0.031
Debt To Equity Ratio 3.372 ▲0.541 ▲0.558
Debt To Capital Ratio 0.771 ▲0.032 ▲0.036
Long Term Debt To Capital Ratio 0.598 ▲0.019 ▲0.020
Financial Leverage Ratio 12.517 ▲1.237 ▲0.738
Working Capital Turnover Ratio -0.166 ▼-0.030 ▼-0.049
Operating Cash Flow Ratio -0.044 ▼-0.033 ▼-0.033
Operating Cash Flow Sales Ratio -0.402 ▼-0.287 ▼-0.372
Free Cash Flow Operating Cash Flow Ratio 1.096 ▼-0.234 ▲0.056
Debt Service Coverage Ratio 0.037 ▼-0.007 ▼-0.023
Interest Coverage Ratio 0.239 ▲0.049 ▼-0.715
Short Term Operating Cash Flow Coverage Ratio -0.169 ▼-0.104 ▼-0.139
Operating Cash Flow Coverage Ratio -0.095 ▼-0.061 ▼-0.074
Capital Expenditure Coverage Ratio -10.373 ▼-7.347 ▼-8.639
Dividend Paid And Capex Coverage Ratio -5.687 ▼-4.006 ▼-4.451
Dividend Payout Ratio 0.377 ▼-0.033 ▼-0.009
Enterprise Value Multiple 25.051 ▲4.081 ▲6.360

Key metrics

MetricTrend20252024202320222021
Market cap$212.41B$133.84B$99.28B$88.05B$122.77B
Enterprise value$578.63B$447.87B$440.54B$267.17B$334.37B
EV / Sales3.44x2.62x2.83x2.67x4.19x
EV / Op. cash flow-8.56x-22.77x-6.00x10.66x7.10x
EV / Free cash flow-7.80x-17.11x-5.51x13.74x7.78x
EV / EBITDA25.05x20.97x25.22x11.58x10.64x
Net debt / EBITDA15.86x14.70x19.53x7.76x6.73x
Current ratio0.48x0.31x0.30x0.34x0.34x
Income quality-4.73x-1.55x-7.96x1.66x2.15x
Graham number$143$128$107$133$155
Graham net-net-$945-$845-$860-$818-$741
Tax burden72.0%74.4%71.5%78.9%79.9%
Interest burden100.0%100.0%100.0%100.0%100.0%
Working capital-$792.17B-$1239.03B-$1282.94B-$1220.04B-$1163.32B
Invested capital-$735.45B-$1185.04B-$1229.67B-$1169.67B-$1113.20B
Return on assets0.5%0.5%0.4%0.6%1.0%
Operating ROA0.8%0.7%0.5%0.8%1.2%
Return on tangible assets0.5%0.5%0.4%0.6%1.0%
Return on equity6.7%6.1%4.5%7.4%10.9%
Return on invested capital0.9%1.5%1.1%1.9%2.9%
Return on capital employed1.8%3.0%2.3%3.4%5.2%
Earnings yield6.7%9.5%9.3%16.9%17.9%
Free cash flow yield-34.9%-19.6%-80.6%22.1%35.0%
Capex / Op. cash flow-9.6%-33.0%-9.0%22.5%8.7%
Capex / Depreciation149.1%150.8%144.4%132.1%103.9%
Capex / Sales3.9%3.8%4.2%5.6%5.2%
SG&A / Sales23.4%17.4%19.8%28.2%33.5%
R&D / Sales1.4%0.0%0.0%0.0%0.0%
Stock comp / Sales0.0%0.0%0.0%0.0%0.0%
Intangibles / Total assets0.9%1.0%1.0%1.0%1.1%
Days sales outstanding136d109d127d199d250d
Days payables outstanding293d244d265d819d5482d
Operating cycle136d109d127d199d250d
Cash conversion cycle-157d-135d-138d-620d-5232d

Change by theme

Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.

Change over 1 year

Valuation
Market cap ▲+58.7%EV / Sales ▲+31.0%EV / EBITDA ▲+19.5%EV / Op. cash flow ▲+14.215Earnings yield ▼-0.028Graham number ▲+15.104
Profitability
Return on equity ▲+0.006Return on assets -0.000Return on invested capital ▼-0.005Return on capital employed ▼-0.013Operating ROA ▲+0.001Income quality ▼-3.176Tax burden ▼-0.024
Efficiency
Days sales outstanding ▲+26.639Days payables outstanding ▲+48.596Operating cycle ▲+26.639Cash conversion cycle ▼-21.957Capex / Sales ▲+0.001R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.175Net debt / EBITDA ▲+1.151Working capital ▲+446863000000.000Invested capital ▲+449598000000.000Intangibles / Total assets ▼-0.001

Change over 5 years

Valuation
Market cap ▲+73.0%EV / Sales ▼-17.9%EV / EBITDA ▲+135.5%EV / Op. cash flow ▼-15.656Earnings yield ▼-0.112Graham number ▼-11.944
Profitability
Return on equity ▼-0.041Return on assets ▼-0.004Return on invested capital ▼-0.020Return on capital employed ▼-0.034Operating ROA ▼-0.004Income quality ▼-6.872Tax burden ▼-0.080
Efficiency
Days sales outstanding ▼-114.482Days payables outstanding ▼-5189.442Operating cycle ▼-114.482Cash conversion cycle ▲+5074.959Capex / Sales ▼-0.013R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+0.144Net debt / EBITDA ▲+9.123Working capital ▲+371156000000.000Invested capital ▲+377755000000.000Intangibles / Total assets ▼-0.002

Employee count

Peer market caps

Congressional trades

STOCK Act disclosures (90-day window)

Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.

Date Member Side Amount range Filing
2026-06-02 Ro Khanna Buy $1,001 - $15,000 Filing

Recent trades

DateRepresentativeTypeAmount
2026-06-02Ro KhannaPurchase$1,001 - $15,000
2026-03-19Maria Elvira SalazarPurchase$15,001 - $50,000
2026-03-19Maria Elvira SalazarPurchase$1,001 - $15,000
2026-02-11Jonathan JacksonPurchase$1,001 - $15,000
2026-02-05Jonathan JacksonPurchase$50,001 - $100,000
2026-02-04Jonathan JacksonPurchase$1,001 - $15,000
2026-01-30Jonathan JacksonPurchase$15,001 - $50,000
2025-08-08Adam SmithSale (Full)$1,001 - $15,000
2025-07-11Ritchie TorresSale (Full)$1,001 - $15,000
2025-05-13Jefferson ShreveSale$50,001 - $100,000
2025-04-21Bruce WestermanSale$1,001 - $15,000
2025-04-11Julia LetlowSale (Full)$1,001 - $15,000
2025-03-24George WhitesidesSale (Full)$15,001 - $50,000
2025-03-03Bruce WestermanPurchase$1,001 - $15,000
2025-01-31Julia LetlowPurchase$1,001 - $15,000
2024-09-23Kevin HernSale$250,001 - $500,000
2024-09-12Ro KhannaPurchase$50,001 - $100,000
2024-01-10Michael McCaulPurchase$100,001 - $250,000
2024-01-10Michael McCaulPurchase$15,001 - $50,000
2024-01-10Ro KhannaPurchase$1,001 - $15,000
2023-11-03Ro KhannaPurchase$1,001 - $15,000
2023-10-24Greg StantonSale$1,001 - $15,000
2023-10-12Michael McCaulSale$100,001 - $250,000
2023-10-12Michael McCaulSale$100,001 - $250,000
2023-10-10Ro KhannaPurchase$1,001 - $15,000
2023-10-02Ro KhannaPurchase$1,001 - $15,000
2023-09-26Greg StantonPurchase$1,001 - $15,000
2023-09-19Michael McCaulSale$50,001 - $100,000
2023-09-19Michael McCaulSale$100,001 - $250,000
2023-09-08Lois FrankelSale$1,001 - $15,000
2023-09-07Michael McCaulSale$100,001 - $250,000
2023-09-07Michael McCaulSale$15,001 - $50,000
2023-09-06Ro KhannaSale$1,001 - $15,000
2023-09-01Michael McCaulSale$50,001 - $100,000
2023-09-01Michael McCaulSale$100,001 - $250,000
2023-08-29Ro KhannaSale$1,001 - $15,000
2023-08-08Michael McCaulPurchase$1,001 - $15,000
2023-08-08Michael McCaulPurchase$15,001 - $50,000
2023-08-03Ro KhannaSale$1,001 - $15,000
2023-07-14Jared MoskowitzSale (Full)$15,001 - $50,000
2023-07-05Ro KhannaPurchase$1,001 - $15,000
2023-07-05Ro KhannaPurchase$1,001 - $15,000
2023-06-29Ro KhannaPurchase$15,001 - $50,000
2023-06-28Ro KhannaSale$1,001 - $15,000
2023-06-26Ro KhannaSale$1,001 - $15,000
2023-06-16Ro KhannaPurchase$15,001 - $50,000
2023-06-16Ro KhannaPurchase$1,001 - $15,000
2023-06-13Ro KhannaPurchase$50,001 - $100,000
2023-06-05Ro KhannaPurchase$50,001 - $100,000
2023-06-05Ro KhannaPurchase$100,001 - $250,000
2023-06-05Ro KhannaPurchase$50,001 - $100,000
2023-05-31Ro KhannaPurchase$15,001 - $50,000
2023-05-31Ro KhannaPurchase$50,001 - $100,000
2023-05-31Ro KhannaPurchase$250,001 - $500,000
2023-05-26Zoe LofgrenSale$1,001 - $15,000
2023-05-23Ro KhannaSale$1,001 - $15,000
2023-05-16Ro KhannaPurchase$1,001 - $15,000
2023-05-12Michael McCaulSale$15,001 - $50,000
2023-05-12Michael McCaulSale$100,001 - $250,000
2023-05-10Michael McCaulSale$15,001 - $50,000
2023-05-10Michael McCaulSale$15,001 - $50,000
2023-05-04Ro KhannaPurchase$1,001 - $15,000
2023-05-03Ro KhannaPurchase$50,001 - $100,000
2023-05-03Ro KhannaPurchase$50,001 - $100,000
2023-04-26Dan NewhousePurchase$1,001 - $15,000
2023-04-10Ro KhannaSale$15,001 - $50,000
2023-03-24Ro KhannaPurchase$1,001 - $15,000
2023-03-14Ro KhannaPurchase$1,001 - $15,000
2023-03-01Lois FrankelPurchase$1,001 - $15,000
2023-02-22Lois FrankelPurchase$1,001 - $15,000
2023-01-11Ro KhannaPurchase$1,001 - $15,000
2023-01-09Ro KhannaPurchase$1,001 - $15,000
2022-12-14Michael McCaulSale$15,001 - $50,000
2022-12-14Michael McCaulSale$1,001 - $15,000
2022-12-06Ro KhannaPurchase$1,001 - $15,000
2022-11-02Ro KhannaSale$1,001 - $15,000
2022-09-29Ro KhannaSale$1,001 - $15,000
2022-08-04Michael McCaulSale$1,001 - $15,000
2022-08-04Michael McCaulSale$1,001 - $15,000
2022-08-03Kathy ManningSale (Full)$1,001 - $15,000
2022-08-01Ro KhannaSale$1,001 - $15,000
2022-07-20Kathy ManningPurchase$1,001 - $15,000
2022-07-19Michael McCaulPurchase$100,001 - $250,000
2022-07-19Michael McCaulPurchase$50,001 - $100,000
2022-07-19Ro KhannaSale$15,001 - $50,000
2022-06-16Michael McCaulSale$15,001 - $50,000
2022-06-16Michael McCaulSale$100,001 - $250,000
2022-05-25Earl BlumenauerSale (Full)$1,001 - $15,000
2022-05-11Lois FrankelSale (Full)$1,001 - $15,000
2022-05-10Ro KhannaPurchase$15,001 - $50,000
2022-05-05Ro KhannaPurchase$1,001 - $15,000
2022-05-04Michael McCaulSale$1,001 - $15,000
2022-05-04Michael McCaulSale$1,001 - $15,000
2022-04-27Lois FrankelSale (Partial)$1,001 - $15,000
2022-04-13Ro KhannaSale$1,001 - $15,000
2022-04-11Ro KhannaPurchase$15,001 - $50,000
2022-04-05Kurt SchraderSale (Full)$1,001 - $15,000
2022-03-30Lois FrankelSale (Partial)$1,001 - $15,000
2022-03-23Lois FrankelSale (Partial)$1,001 - $15,000
2019-01-25Thomas SuozziSale (Full)$1,001 - $15,000

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