GBCI
Bullish signal
Factor checklist — research, not advice
A check leans with a bullish reading. A cross leans against it. A dash is unavailable or mixed.
- Insider Supports a bullish reading. Open-market purchases outweigh sales
- Congress Unavailable or mixed. 1 purchase disclosure year to date, a thin reading
- Financial indicators Supports a bullish reading. Current ratio 307.57 · operating margin 23%
- Narrative Supports a bullish reading. Stored narrative reading is in the bullish band
- Timing Unavailable or mixed. No stored price series
ACHAT TOTAL: 2 250 titres (~105 840,00 $ US)
- Insiders
- Langel Craig A
- Total bought
-
$105,840
Avg buy (VWAP, 90d window) $47.04 vs last close —
- Total sold
-
—
Avg sell (VWAP, 90d window) —
- Last activity
- 2026-08-28
- Last synced
-
2026-09-03 09:53:14
Sign in to request a sync of this company's price history and timing levels.
Insider holdings as a share of total assets aren't available for this company.
Avg buy and avg sell are volume-weighted prices (sum of shares × price, divided by shares) for Form 4 rows in this 90-day window that report both figures. A comparison with last close is market context for that average, not advice.
Recent Form 4
Filings in the 90-day window for this company. Value is shares × price from the filing. Research, not advice.
| Date | Person | Side | Shares | Price | Value | Form 4 |
|---|---|---|---|---|---|---|
| 2026-08-28 | Langel Craig A | Buy | 2,250 | $47.04 | $105,840 | Form 4 |
Price (1 year)
Live chart from TradingView — independent market data, as price context around the filings, not the Quorum score. EMA 50/200 and Bollinger load by default. When the exchange is known it is sent as EXCHANGE:SYMBOL; otherwise TradingView resolves the ticker best-effort.
Market snapshot
Signal
Bullish signalScored 2026-09-02
GBCI presents a compelling mix of strong liquidity improvement (score: 90) and a meaningful insider cluster buy catalyst backed by an 85% YoY net income surge, supporting a moderately positive outlook.
The first sentence of the analysis written for GBCI on 2026-09-02 - a real excerpt, not a sample. The rest of it, the 0-100 score and the rating it produced are part of Plus. See plans.
Financial ratios
| Metric | Trend | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|---|
| Gross Profit Margin | 69.0% | 62.8% | 69.4% | 93.4% | 94.9% | |
| Ebit Margin | 22.9% | 18.2% | 24.0% | 39.7% | 43.0% | |
| Ebitda Margin | 25.6% | 21.5% | 27.3% | 43.6% | 46.9% | |
| Operating Profit Margin | 22.9% | 18.2% | 24.0% | 39.7% | 43.0% | |
| Pretax Profit Margin | 20.4% | 18.2% | 24.0% | 39.7% | 43.0% | |
| Continuous Operations Profit Margin | 16.8% | 15.3% | 20.0% | 32.5% | 35.0% | |
| Net Profit Margin | 16.8% | 15.3% | 20.0% | 32.5% | 35.0% | |
| Bottom Line Profit Margin | 16.8% | 15.3% | 20.0% | 32.5% | 35.0% | |
| Current Ratio | 307.573 | 0.208 | 0.289 | 0.269 | 0.433 | |
| Quick Ratio | 307.573 | 0.208 | 0.289 | 0.269 | 0.433 | |
| Solvency Ratio | 0.010 | 0.009 | 0.011 | 0.014 | 0.014 | |
| Cash Ratio | 3.937 | 0.038 | 0.063 | 0.019 | 0.020 | |
| Price To Earnings Ratio | 22.025 | 29.893 | 20.557 | 18.036 | 19.756 | |
| Price To Earnings Growth Ratio | 1.156 | -1.821 | -0.772 | -3.982 | 9.252 | |
| Forward Price To Earnings Growth Ratio | 1.156 | -1.821 | -0.772 | -3.982 | 9.252 | |
| Price To Earnings Diluted Ratio | 22.136 | 29.893 | 20.557 | 18.036 | 19.825 | |
| Price To Earnings Diluted Growth Ratio | 1.200 | -1.821 | -0.772 | -4.299 | 11.142 | |
| Price To Book Ratio | 1.358 | 1.763 | 1.517 | 1.925 | 1.772 | |
| Price To Sales Ratio | 4.016 | 4.564 | 4.107 | 5.864 | 6.929 | |
| Price To Free Cash Flow Ratio | 16.470 | 27.095 | 10.148 | 12.528 | 10.009 | |
| Price To Operating Cash Flow Ratio | 15.289 | 22.026 | 9.149 | 11.630 | 9.844 | |
| Debt To Assets Ratio | 0.091 | 0.136 | 0.160 | 0.111 | 0.046 | |
| Debt To Equity Ratio | 0.688 | 1.177 | 1.471 | 1.040 | 0.377 | |
| Debt To Capital Ratio | 0.407 | 0.541 | 0.595 | 0.510 | 0.274 | |
| Long Term Debt To Capital Ratio | 0.065 | 0.385 | 0.495 | 0.414 | 0.053 | |
| Financial Leverage Ratio | 7.589 | 8.655 | 9.185 | 9.368 | 8.164 | |
| Working Capital Turnover Ratio | 0.389 | -0.075 | -0.072 | -0.066 | -0.072 | |
| Operating Cash Flow Ratio | 4.584 | 0.012 | 0.023 | 0.022 | 0.026 | |
| Operating Cash Flow Sales Ratio | 0.263 | 0.207 | 0.449 | 0.504 | 0.704 | |
| Free Cash Flow Operating Cash Flow Ratio | 0.928 | 0.813 | 0.902 | 0.928 | 0.984 | |
| Debt Service Coverage Ratio | 0.107 | 0.105 | 0.143 | 0.344 | 0.305 | |
| Interest Coverage Ratio | 0.801 | 0.520 | 0.821 | 8.974 | 18.830 | |
| Short Term Operating Cash Flow Coverage Ratio | 0.148 | 0.145 | 0.337 | 0.498 | 0.560 | |
| Operating Cash Flow Coverage Ratio | 0.129 | 0.068 | 0.113 | 0.159 | 0.478 | |
| Capital Expenditure Coverage Ratio | 13.945 | 5.345 | 10.109 | 13.940 | 60.624 | |
| Dividend Paid And Capex Coverage Ratio | 1.975 | 1.301 | 2.552 | 2.460 | 3.691 | |
| Dividend Payout Ratio | 0.681 | 0.789 | 0.658 | 0.520 | 0.511 | |
| Enterprise Value Multiple | 22.741 | 32.201 | 25.162 | 19.735 | 16.753 |
Sparkline shows each ratio oldest → newest (left → right).
How the latest year compares
For each ratio: its most recent value, the change versus one year earlier, and versus its 5-year average. ▲ higher ▼ lower
| Metric | Current | vs 1Y ago | vs 5Y avg |
|---|---|---|---|
| Gross Profit Margin | 69.0% | ▲6.2% | ▼-8.9% |
| Ebit Margin | 22.9% | ▲4.7% | ▼-6.7% |
| Ebitda Margin | 25.6% | ▲4.1% | ▼-7.4% |
| Operating Profit Margin | 22.9% | ▲4.7% | ▼-6.7% |
| Pretax Profit Margin | 20.4% | ▲2.2% | ▼-8.7% |
| Continuous Operations Profit Margin | 16.8% | ▲1.5% | ▼-7.1% |
| Net Profit Margin | 16.8% | ▲1.5% | ▼-7.1% |
| Bottom Line Profit Margin | 16.8% | ▲1.5% | ▼-7.1% |
| Current Ratio | 307.573 | ▲307.364 | ▲245.818 |
| Quick Ratio | 307.573 | ▲307.364 | ▲245.818 |
| Solvency Ratio | 0.010 | ▲0.001 | ▼-0.002 |
| Cash Ratio | 3.937 | ▲3.899 | ▲3.121 |
| Price To Earnings Ratio | 22.025 | ▼-7.868 | ▼-0.029 |
| Price To Earnings Growth Ratio | 1.156 | ▲2.977 | ▲0.389 |
| Forward Price To Earnings Growth Ratio | 1.156 | ▲2.977 | ▲0.389 |
| Price To Earnings Diluted Ratio | 22.136 | ▼-7.757 | ▲0.046 |
| Price To Earnings Diluted Growth Ratio | 1.200 | ▲3.020 | ▲0.110 |
| Price To Book Ratio | 1.359 | ▼-0.405 | ▼-0.309 |
| Price To Sales Ratio | 4.016 | ▼-0.548 | ▼-1.080 |
| Price To Free Cash Flow Ratio | 16.471 | ▼-10.624 | ▲1.220 |
| Price To Operating Cash Flow Ratio | 15.289 | ▼-6.736 | ▲1.702 |
| Debt To Assets Ratio | 0.091 | ▼-0.045 | ▼-0.018 |
| Debt To Equity Ratio | 0.688 | ▼-0.489 | ▼-0.263 |
| Debt To Capital Ratio | 0.407 | ▼-0.133 | ▼-0.058 |
| Long Term Debt To Capital Ratio | 0.065 | ▼-0.320 | ▼-0.217 |
| Financial Leverage Ratio | 7.589 | ▼-1.066 | ▼-1.003 |
| Working Capital Turnover Ratio | 0.389 | ▲0.464 | ▲0.368 |
| Operating Cash Flow Ratio | 4.584 | ▲4.572 | ▲3.651 |
| Operating Cash Flow Sales Ratio | 0.263 | ▲0.055 | ▼-0.163 |
| Free Cash Flow Operating Cash Flow Ratio | 0.928 | ▲0.115 | ▲0.017 |
| Debt Service Coverage Ratio | 0.107 | ▲0.002 | ▼-0.094 |
| Interest Coverage Ratio | 0.801 | ▲0.281 | ▼-5.188 |
| Short Term Operating Cash Flow Coverage Ratio | 0.148 | ▲0.003 | ▼-0.189 |
| Operating Cash Flow Coverage Ratio | 0.129 | ▲0.061 | ▼-0.060 |
| Capital Expenditure Coverage Ratio | 13.945 | ▲8.600 | ▼-6.847 |
| Dividend Paid And Capex Coverage Ratio | 1.975 | ▲0.674 | ▼-0.421 |
| Dividend Payout Ratio | 0.681 | ▼-0.108 | ▲0.049 |
| Enterprise Value Multiple | 22.741 | ▼-9.461 | ▼-0.578 |
Key metrics
| Metric | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Market cap | $5.72B | $5.68B | $4.58B | $5.47B | $5.63B | |
| Enterprise value | $8.30B | $8.63B | $7.67B | $8.03B | $6.39B | |
| EV / Sales | 5.82x | 6.93x | 6.88x | 8.60x | 7.86x | |
| EV / Op. cash flow | 22.17x | 33.44x | 15.31x | 17.06x | 11.17x | |
| EV / Free cash flow | 23.88x | 41.14x | 16.99x | 18.37x | 11.36x | |
| EV / EBITDA | 22.74x | 32.20x | 25.16x | 19.73x | 16.75x | |
| Net debt / EBITDA | 7.06x | 10.99x | 10.13x | 6.28x | 1.99x | |
| Current ratio | 307.57x | 0.21x | 0.29x | 0.27x | 0.43x | |
| Income quality | 1.57x | 1.36x | 2.25x | 1.55x | 2.01x | |
| Graham number | $37 | $33 | $35 | $40 | $45 | |
| Graham net-net | -$60 | -$177 | -$167 | -$163 | -$132 | |
| Tax burden | 82.4% | 84.0% | 83.3% | 81.9% | 81.5% | |
| Interest burden | 89.1% | 100.0% | 100.0% | 100.0% | 100.0% | |
| Working capital | $25.04B | -$17.70B | -$15.31B | -$15.76B | -$12.68B | |
| Invested capital | $27.09B | -$16.13B | -$13.87B | -$14.34B | -$11.26B | |
| Return on assets | 0.7% | 0.7% | 0.8% | 1.1% | 1.1% | |
| Operating ROA | 1.1% | 0.8% | 1.0% | 1.4% | 1.6% | |
| Return on tangible assets | 0.8% | 0.7% | 0.8% | 1.2% | 1.1% | |
| Return on equity | 5.7% | 5.9% | 7.4% | 10.7% | 9.0% | |
| Return on invested capital | 0.9% | 2.6% | 2.9% | 5.0% | 6.2% | |
| Return on capital employed | 1.0% | 4.1% | 4.3% | 7.3% | 9.8% | |
| Earnings yield | 4.2% | 3.3% | 4.9% | 5.5% | 5.1% | |
| Free cash flow yield | 6.1% | 3.7% | 9.9% | 8.0% | 10.0% | |
| Capex / Op. cash flow | 7.2% | 18.7% | 9.9% | 7.2% | 1.6% | |
| Capex / Depreciation | 54.9% | 115.9% | 133.4% | 92.5% | 29.5% | |
| Capex / Sales | 1.9% | 3.9% | 4.4% | 3.6% | 1.2% | |
| SG&A / Sales | 31.8% | 30.8% | 32.2% | 37.7% | 36.2% | |
| R&D / Sales | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | |
| Stock comp / Sales | 0.4% | 0.5% | 0.5% | 0.6% | 0.5% | |
| Intangibles / Total assets | 4.6% | 4.0% | 3.7% | 3.9% | 4.0% | |
| Days sales outstanding | 5324d | 29d | 31d | 33d | 34d | |
| Days payables outstanding | 0d | 26d | 135d | 26d | 21d | |
| Operating cycle | 5324d | 29d | 31d | 33d | 34d | |
| Cash conversion cycle | 5324d | 3d | -104d | 7d | 13d |
Change by theme
Grouped by what each metric measures. Each figure is the change over the period shown — ▲ up ▼ down versus then.
Change over 1 year
Valuation
Market cap ▲+0.7%EV / Sales ▼-16.0%EV / EBITDA ▼-29.4%EV / Op. cash flow ▼-11.271Earnings yield ▲+0.008Graham number ▲+3.817
Profitability
Return on equity ▼-0.002Return on assets ▲+0.001Return on invested capital ▼-0.017Return on capital employed ▼-0.031Operating ROA ▲+0.003Income quality ▲+0.209Tax burden ▼-0.017
Efficiency
Days sales outstanding ▲+5294.715Days payables outstanding ▼-26.479Operating cycle ▲+5294.715Cash conversion cycle ▲+5321.193Capex / Sales ▼-0.020R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+307.364Net debt / EBITDA ▼-3.934Working capital ▲+42744025000.000Invested capital ▲+43218615000.000Intangibles / Total assets ▲+0.007
Change over 5 years
Valuation
Market cap ▲+1.7%EV / Sales ▼-26.0%EV / EBITDA ▲+35.7%EV / Op. cash flow ▲+10.998Earnings yield ▼-0.009Graham number ▼-8.800
Profitability
Return on equity ▼-0.033Return on assets ▼-0.004Return on invested capital ▼-0.053Return on capital employed ▼-0.087Operating ROA ▼-0.005Income quality ▼-0.443Tax burden ▲+0.009
Efficiency
Days sales outstanding ▲+5289.376Days payables outstanding ▼-21.119Operating cycle ▲+5289.376Cash conversion cycle ▲+5310.495Capex / Sales ▲+0.007R&D / Sales n/a
Balance-sheet strength
Current ratio ▲+307.139Net debt / EBITDA ▲+5.066Working capital ▲+37715174000.000Invested capital ▲+38350235000.000Intangibles / Total assets ▲+0.006
Employee count
Peer market caps
Congressional trades
STOCK Act disclosures (90-day window)
Amounts are STOCK Act brackets as disclosed. Quorum does not turn a bracket into an exact price or a midpoint.
| Date | Member | Side | Amount range | Filing |
|---|---|---|---|---|
| 2026-07-21 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
| 2026-07-20 | Gilbert Cisneros | Buy | $1,001 - $15,000 | Filing |
Recent trades
| Date | Representative | Type | Amount |
|---|---|---|---|
| 2026-01-15 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
| 2024-12-06 | Josh Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2022-03-09 | Josh Gottheimer | Sale (Partial) | $1,001 - $15,000 |
| 2020-03-31 | Gilbert Cisneros | Purchase | $1,001 - $15,000 |
Recent news
- 2026-09-01 Regional Bank Insider Buys 2,250 Shares, Valued at More Than $105,000 Langel''s open-market purchase at $47.04 per share brings his total beneficial ownership to 98,801 shares, representing 0.0759% of the company.
- 2026-08-31 Glacier Bancorp Selects Byron Pollan to Become Deputy Chief Financial Officer and Succeed Ron Copher as CFO of Glacier Bancorp in 2027 KALISPELL, Mont., Aug. 31, 2026 (GLOBE NEWSWIRE) -- Glacier Bancorp, Inc. (the “Company”) (NYSE: GBCI) announced today that the Board of Directors (the “Board”) appointed Byron Pollan to serve as Senior Vice President in the newly created position of Deputy Chief Financial Officer of the Company and Glacier Bank, effective September 1, 2026. Upon Ron Copher''s previously announced retirement, now planned for mid-2027, Mr. Pollan will become an Executive Vice President and Chief Financial Officer of the Company and Glacier Bank, succeeding Mr. Copher. Mr. Copher will remain with the Company in an advisory role for a period of time to support a smooth transition.
- 2026-08-24 Deutsche Bank AG Takes Position in Glacier Bancorp, Inc. $GBCI Deutsche Bank AG bought a new stake in shares of Glacier Bancorp, Inc. (NYSE: GBCI) in the undefined quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The institutional investor bought 140,629 shares of the company''s stock, valued at approximately $7,254,000. Deutsche Bank AG owned about 0.11% of
- 2026-08-18 Empowered Funds LLC Decreases Stock Holdings in Glacier Bancorp, Inc. $GBCI Empowered Funds LLC lowered its holdings in shares of Glacier Bancorp, Inc. (NYSE: GBCI) by 43.3% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund owned 17,980 shares of the company''s stock after selling 13,746 shares during the quarter. Empowered Funds LLC''s
- 2026-08-10 Glacier Bancorp, Inc. $GBCI Shares Sold by Empowered Funds LLC Empowered Funds LLC cut its stake in shares of Glacier Bancorp, Inc. (NYSE: GBCI) by 43.3% in the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The institutional investor owned 17,980 shares of the company''s stock after selling 13,746 shares during the quarter.
- 2026-07-31 Madison Mid Cap Fund Q2 2026 Portfolio Activity The top five contributors for the quarter were MKS, Amphenol, Arista Networks, Bio-Techne, and Waters. The bottom five detractors for the quarter were Ross Stores, Arch Capital, Copart, Gartner, and Brown & Brown. We purchased shares in Verisk Analytics, the dominant provider of data and analytics to property and casualty insurers in the U.S.
- 2026-07-26 Glacier Bancorp Q2 Earnings Call Highlights Glacier Bancorp (NYSE: GBCI) reported second-quarter net income of $97.9 million, up 19% from the prior quarter and 85% from a year earlier, as net interest income and margin expansion supported earnings growth. Diluted earnings per share totaled $0.75, increasing 19% sequentially and 67% year over year. President and CEO Randall Chesler said the company''s tax-equivalent
- 2026-07-24 Glacier Bancorp, Inc. (GBCI) Q2 2026 Earnings Call Transcript Glacier Bancorp, Inc. (GBCI) Q2 2026 Earnings Call Transcript
- 2026-07-24 Glacier Bancorp Q2 Earnings Call Highlights Glacier Bancorp NYSE: GBCI reported second-quarter net income of $97.9 million, up 19% from the prior quarter and 85% from a year earlier, as net interest income and margin expansion supported earnings growth.
- 2026-07-23 Glacier Bancorp (GBCI) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for Glacier Bancorp (GBCI) give insight into how the company performed in the quarter ended June 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.